States · Ohio · Miami County

Ludlow Falls, Ohio.

Typical home $311,497 (+4.6% in a year). Dayton-Kettering, OH metro.

Property tax and schools in Ludlow Falls

Ludlow Falls’ own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.

Ludlow Falls is in Miami County, where its property tax is set. Its homes there are in the Milton-Union Exempted Village school district. Check your own bill.

What it costs per month · Ludlow Falls $1,635/mo

to buy the typical home at today's mortgage rate — +$937 (+134%) since Jan 2020.

What the home itself did
1 year
Up $13,603 +5%
$297,895$311,497 since Sep 2025
5 years
Up $76,341 +32%
$235,157$311,497 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Ludlow Falls $1,635 Ohio $1,291 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Ludlow Falls$1,635
  • Ohio$1,291
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Ludlow Falls, OH rose 4.6% over the past year — faster than the nation's +1.2%.

Living in Ludlow Falls, Miami County, Ohio

Ludlow Falls is a village of 175 people in Miami County. Half its households earn more than $60,250 a year and half less, against $76,817 across Miami County; 9% of its people live below the poverty line. Unemployment in Miami County was 3.1% in August 2026, and the county had 0.4% more jobs in 2025 than the year before. The most people in Miami County work in manufacturing, then schools and health care.

People 175 in the 2020 census
Household income $60,250 the median, give or take $11,407 · Miami County: $76,817
Unemployment 3.1% Miami County, August 2026; 4.1% a year before
Homes Too few homes in Ludlow Falls for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Ludlow Falls is a very small village in Miami County, Ohio, the kind of place where most residents are likely to know one another by sight. Household incomes run below the county's, while the typical home is valued at a good deal more than the typical household's yearly income. Winters are cold, with January the coldest month and a fair amount of snow, and summers are warm, with July the warmest month and rain and melted snow spread through the year.

Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in shops, and in professional and business services. Across Miami County, the largest workplaces include Clopay, a garage door manufacturer, Upper Valley Medical Center, a general hospital, and Troy City Schools. Unemployment in the county is lower than it was a year earlier, and the number of jobs there has edged up slightly.

Things to do. The best known places nearby are the National Museum of the United States Air Force and the National Aviation Hall of Fame, both museums a longer drive away. Also a longer drive away is Sycamore State Park, a protected area for time outdoors, and Eldora Speedway, a race track for those who like their weekends loud.

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  • 9%below the poverty line

What people in Miami County work in

  • Manufacturing23%
  • Schools, hospitals and social care21%
  • Shops (retail)10%
  • Professional and business services9%
  • Restaurants, hotels and entertainment8%
  • Building trades6%

Employed residents by industry, from the Census survey. Miami County had 41,783 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 37° and 22°; warmest in July, 86° and 66° 20° 40° 60° 80° J 37° 22° F M A M J J 86° 66° A S O N D
Average daily high and low for each month: coldest in January, 37° and 22°; warmest in July, 86° and 66° 20° 40° 60° 80° J 37° 22° F M A M J J 86° 66° A S O N D

Coldest in January, with highs near 37° and lows near 22°; warmest in July, with highs near 86° and lows near 66°. About 25 inches of snow and 41 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Dayton International Airport weather station, 9 miles away (NOAA).

Largest employers in Miami County

  1. Clopay Bldg./Products1,537
  2. ConAgra995
  3. Upper Valley Medical Center932
  4. F & P America Mfg880
  5. Miami County813
  6. Troy City Schools523
  7. Kettering Health507
  8. Piqua City Schools475

From Miami County’s annual financial report for 2024, its schedule of principal employers (its source: “County Auditor's Office”), as Ohio’s Auditor of State publishes it: the report. Employees as the report counts them.

Natural hazards

  1. Ice stormsRelatively moderate
  2. Strong windRelatively moderate
  3. HailRelatively moderate
  4. LightningRelatively moderate
  5. TornadoesRelatively moderate
  6. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ludlow Falls’ census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Miami County and the Dayton-Kettering, OH metro.

Ludlow Falls home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Ludlow Falls $311,497 Ohio $245,982 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Ludlow Falls$311,497
  • Ohio$245,982
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Ludlow Falls address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ludlow Falls — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Ludlow Falls