Zip lookup · OH

45339
Ludlow Falls, Ohio.

Ludlow Falls, Miami County, OH · Dayton-Kettering, OH metro · population 1,057

What it costs per month · 45339 $1,747/mo

to buy the typical home at today's mortgage rate — +$1,028 (+143%) since Jan 2020.

What the home itself did
1 year
Up $15,160 +5%
$317,609$332,770 since Sep 2025
5 years
Up $89,630 +37%
$243,140$332,770 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 45339 $1,747 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 45339$1,747
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 45339 rose 4.8% over the past year — faster than the nation's +1.2%.

School districts in 45339, by share of its land: Milton-Union Exempted Village 48% · Newton Local 44% · Northmont City 2% · Covington Exempted Village 2% · Franklin Monroe Local 2% · Troy City 1% · Bradford Exempted Village 1%. Which one a home is in is printed on its tax bill.

Zillow also publishes an index for the city itself: Ludlow Falls, OH — measured over the city limits, which is a different area from this zip.

Typical home value $332,770 as of Sep 2026
+4.8%year on year

Typical home value — 45339

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 45339 $332,770 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 45339$332,770
  • United States$366,157

Within 20 miles

Showing 30 of 41 zips in range — sorting picks from all 41.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.0 45359 Pleasant Hill 2,160 — $246,902
3.6 45383 West Milton 6,912 — $235,935
4.6 45337 Laura 1,703 — $259,867
7.4 45354 Phillipsburg 553 — $160,494
7.5 45322 Englewood 20,884 $1,376 $227,434
7.8 45358 Pitsburg 362 — $198,200
8.0 45373 Troy 37,565 $1,422 $281,887
8.3 45318 Covington 5,511 — $239,748
9.9 45377 Vandalia 14,888 $993 $246,161
10.1 45304 Arcanum 7,599 — $245,864
10.1 45308 Bradford 4,385 — $214,773
10.4 45315 Clayton 4,905 $1,185 $289,764
10.6 45378 Verona 539 — $149,064
10.6 45371 Tipp City 22,865 $1,786 $349,685
11.0 45328 Gettysburg 544 — $151,119
12.0 45309 Brookville 11,876 — $273,748
12.2 45356 Piqua 25,237 $1,052 $181,741
12.8 45415 Dayton 12,465 — $230,209
13.6 45414 Dayton 21,167 $1,384 $183,945
14.4 45312 Casstown 1,086 — $359,437
14.4 45426 Dayton 14,114 $1,348 $170,119
14.6 45416 Dayton 5,640 $1,408 $95,475
15.2 45338 Lewisburg 4,761 — $252,674
16.2 45363 Russia 1,862 — $359,689
16.2 45326 Fletcher 1,446 — $252,501
16.4 45405 Dayton 18,955 $1,032 $89,985
16.4 45406 Dayton 19,991 $1,072 $92,680
16.4 45382 West Manchester 1,154 — $204,288
16.6 45333 Houston 1,830 — $294,069
16.6 45424 Dayton 50,725 $1,299 $227,238

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.