States · Texas · Caldwell County

Luling, Texas.

Typical home $219,620 (-3.6% in a year), asking rent $975 . Austin-Round Rock-Georgetown, TX metro.

What it costs per month · Luling $1,153/mo

to buy the typical home at today's mortgage rate — +$518 (+82%) since Jan 2020.

What the home itself did
1 year
Down $8,183 -4%
$227,802$219,620 since Sep 2025
5 years
Down $12,069 -5%
$231,688$219,620 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Luling $1,153 Texas $1,556 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Luling$1,153
  • Texas$1,556
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in Luling, TX fell 3.6% over the past year — slower than the nation's +1.2%.

Living in Luling, Caldwell County, Texas

Luling is a city of 5,599 people in Caldwell County. Half its households earn more than $54,818 a year and half less, against $69,758 across Caldwell County; 10% of its people live below the poverty line. 64% of its homes are lived in by their owners and 36% are rented. Unemployment in Caldwell County was 4.1% in August 2026, and the county had 7.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 5,599 in the 2020 census; median age 48.7
Household income $54,818 the median, give or take $8,206 · Caldwell County: $69,758
Unemployment 4.1% Caldwell County, August 2026; 4.0% a year before
Homes 64% lived in by their owners; 36% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Luling is a small city where people tend to be older than in much of the country, and where most homes are lived in by their owners. Incomes run below the county's, and typical home values and rents sit at a modest level for central Texas. Few adults hold a four-year degree, and a good number of people spend a fair stretch of time commuting to work.

Work. Many residents work in schools, hospitals and social care, with shops and restaurants close behind, along with professional and business services. Among the largest workplaces in Luling are Luling ISD, Ascension Seton Edgar B Davis, and H-E-B. Across Caldwell County, jobs grew over the past year and unemployment has held about where it was a year earlier.

Things to do. Palmetto State Park, a protected area, is a short drive away and is the nearest spot for a walk outdoors. A longer drive brings you to the San Marcos River and to Wonder Cave, a tourist attraction. Winters are mild with little or no snow, summers are very hot, and rainfall is moderate through the year.

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  • 2,519households
  • 12%of adults have a degree
  • 10%below the poverty line
  • 28 mintypical commute
  • 6%work from home

What residents work in

  • Schools, hospitals and social care23%
  • Shops (retail)18%
  • Professional and business services13%
  • Restaurants, hotels and entertainment11%
  • Transport, warehouses and utilities8%
  • Manufacturing7%

Employed residents by industry, from the Census survey. Caldwell County had 11,130 jobs in 2025, 7.5% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 64° and 40°; warmest in August, 98° and 73° 40° 60° 80° 100° J 64° 40° F M A M J J A 98° 73° S O N D
Average daily high and low for each month: coldest in January, 64° and 40°; warmest in August, 98° and 73° 40° 60° 80° 100° J 64° 40° F M A M J J A 98° 73° S O N D

Coldest in January, with highs near 64° and lows near 40°; warmest in August, with highs near 98° and lows near 73°. About 35 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the Luling weather station, under a mile away (NOAA).

Largest workplaces in Luling

  1. Luling ISDSchool district191FTE
  2. Avir at MagnoliaNursing homes127
  3. Warm Springs Speciality HospitalLong-term care hospital90FTE
  4. Ascension Seton Edgar B DavisCritical access hospital81FTE
  5. H-E-BRetail75
  6. Luling I Enterprises, LLC dbaSkilled nursing facilities52
  7. W Austin Street OpcoSkilled nursing facilities44
  8. Dewitt Medical DistrictNursing homes35

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 577 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. HailRelatively high
  3. TornadoesRelatively high
  4. Inland floodingRelatively high
  5. Winter weatherRelatively high
  6. LightningRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Luling’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Caldwell County and the Austin-Round Rock-Georgetown, TX metro.

Luling home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Luling $219,620 Texas $296,424 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Luling$219,620
  • Texas$296,424
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Luling listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2021 2022 2023 2024 2025 2026 Luling 25.18% United States 26.90%
10% 20% 30% 2022 2024 2026
  • Luling25.18%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 40 60 2018 2019 2020 2021 2022 2023 2024 2025 2026 Luling 63
20 40 60 2018 2022 2026
  • Luling63

New listings per month

Sellers arriving at the market.

6 8 10 2026 Luling 10
6 8 10 2026
  • Luling10

Zip codes with a Luling address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Luling — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Luling