Luling, Texas.
Typical home $219,620 (-3.6% in a year), asking rent $975 . Austin-Round Rock-Georgetown, TX metro.
to buy the typical home at today's mortgage rate — +$518 (+82%) since Jan 2020.
- 1 year
- Down $8,183 -4%
- $227,802$219,620 since Sep 2025
- 5 years
- Down $12,069 -5%
- $231,688$219,620 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Luling$1,153
- Texas$1,556
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Luling, TX fell 3.6% over the past year — slower than the nation's +1.2%.
Living in Luling, Caldwell County, Texas
Luling is a city of 5,599 people in Caldwell County. Half its households earn more than $54,818 a year and half less, against $69,758 across Caldwell County; 10% of its people live below the poverty line. 64% of its homes are lived in by their owners and 36% are rented. Unemployment in Caldwell County was 4.1% in August 2026, and the county had 7.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Luling is a small city where people tend to be older than in much of the country, and where most homes are lived in by their owners. Incomes run below the county's, and typical home values and rents sit at a modest level for central Texas. Few adults hold a four-year degree, and a good number of people spend a fair stretch of time commuting to work.
Work. Many residents work in schools, hospitals and social care, with shops and restaurants close behind, along with professional and business services. Among the largest workplaces in Luling are Luling ISD, Ascension Seton Edgar B Davis, and H-E-B. Across Caldwell County, jobs grew over the past year and unemployment has held about where it was a year earlier.
Things to do. Palmetto State Park, a protected area, is a short drive away and is the nearest spot for a walk outdoors. A longer drive brings you to the San Marcos River and to Wonder Cave, a tourist attraction. Winters are mild with little or no snow, summers are very hot, and rainfall is moderate through the year.
Report a mistake
- 2,519households
- 12%of adults have a degree
- 10%below the poverty line
- 28 mintypical commute
- 6%work from home
What residents work in
Employed residents by industry, from the Census survey. Caldwell County had 11,130 jobs in 2025, 7.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 64° and lows near 40°; warmest in August, with highs near 98° and lows near 73°. About 35 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Luling weather station, under a mile away (NOAA).
Largest workplaces in Luling
- Luling ISDSchool district191FTE
- Avir at MagnoliaNursing homes127
- Warm Springs Speciality HospitalLong-term care hospital90FTE
- Ascension Seton Edgar B DavisCritical access hospital81FTE
- H-E-BRetail75
- Luling I Enterprises, LLC dbaSkilled nursing facilities52
- W Austin Street OpcoSkilled nursing facilities44
- Dewitt Medical DistrictNursing homes35
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 577 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- HailRelatively high
- TornadoesRelatively high
- Inland floodingRelatively high
- Winter weatherRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Luling’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Caldwell County and the Austin-Round Rock-Georgetown, TX metro.
Luling home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Luling$219,620
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 4 Luling listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Luling25.18%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Luling63
New listings per month
Sellers arriving at the market.
- Luling10
Zip codes with a Luling address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Luling — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Luling
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 78648 | Luling | 7,863 | $975 | $225,532 |
| 78661 | Prairie Lea | 835 | — | $201,868 |
| 78622 | Fentress | 331 | — | $227,154 |