Lusby, Maryland.
Typical home $376,436 (+1.7% in a year), asking rent $1,975 . Washington-Arlington-Alexandria, DC-VA-MD-WV metro.
to buy the typical home at today's mortgage rate — +$1,016 (+106%) since Jan 2020.
- 1 year
- Up $6,267 +2%
- $370,169$376,436 since Sep 2025
- 5 years
- Up $59,551 +19%
- $316,885$376,436 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lusby$1,976
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in Lusby, MD rose 1.7% over the past year — faster than the nation's +1.2%.
Living in Lusby, Calvert County, Maryland
Lusby, in Calvert County, had 2,072 people in the 2020 census. Half its households earn more than $151,711 a year and half less, against $133,922 across Calvert County; 2% of its people live below the poverty line. Unemployment in Calvert County was 3.5% in August 2026, and the county had 0.7% fewer jobs in 2025 than the year before. The most people in Calvert County work in schools and health care, then government.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lusby is a small community in Calvert County, Maryland, on the western shore of the Chesapeake Bay. Household incomes here run above the county's, which are themselves comfortable, and very few residents live below the poverty line. Winters are cold, coldest in January, and summers turn hot by July.
Work. Residents work mostly in schools, hospitals and social care, in government, in professional and business services, and in the building trades. Across Calvert County, the largest workplaces include Calvert County Public Schools, Constellation, and Calvert Memorial Hospital. The typical commute is a long one, and the county had slightly fewer jobs last year than the year before.
Things to do. Calvert Marine Museum and Calvert Cliffs State Park are both in or beside town, the first a museum and the second a protected area along the bay's cliffs. A short drive away are Greenwell State Park and Flag Ponds Nature Park, both protected areas good for walking and time outdoors. For a longer outing, the Potomac River is a longer drive away.
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- 2%below the poverty line
- 34 mintypical commute
What people in Calvert County work in
Employed residents by industry, from the Census survey. Calvert County had 22,528 jobs in 2025, 0.7% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 45° and lows near 30°; warmest in July, with highs near 88° and lows near 73°.
Average daily high and low, 1991–2020, at the Solomons weather station, 3 miles away (NOAA).
Largest workplaces in Calvert County
- Calvert County Public SchoolsSchool district2,220FTE
- ConstellationElectric power generation, nuclear800
- Calvert Memorial HospitalGeneral hospital757FTE
- Chesapeake Technology InternationalApplications software programming services, custom computer218
- Asbury SolomonsRetirement communities, continuing care194
- Cove Point LNG (2)Pipeline terminal facilities, independently operated184
- WalmartDiscount department stores173
- Calvert Internal MedicineInternists' offices168
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 28 workplaces with 20 or more staff, 3,463 people in all across the county; Lusby has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Coastal floodingRelatively high
- LightningRelatively high
- HurricanesRelatively moderate
- Winter weatherRelatively moderate
- Heat wavesRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lusby’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Calvert County and the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.
Lusby home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lusby$376,436
- Maryland$424,890
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Lusby listings, and the typical home goes pending in 25 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Lusby31.08%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Lusby25
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Lusby122
New listings per month
Sellers arriving at the market.
- Lusby40
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Lusby$363,837
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Lusby99.47%
Zip codes with a Lusby address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lusby — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.