Lynden, Washington.
Typical home $619,995 (+2.0% in a year), asking rent $1,971 (+1.5%). Bellingham, WA metro.
to buy the typical home at today's mortgage rate — +$1,750 (+116%) since Jan 2020.
- 1 year
- Up $11,938 +2%
- $608,057$619,995 since Sep 2025
- 5 years
- Up $91,223 +17%
- $528,772$619,995 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lynden$3,254
- Washington$3,084
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in Lynden, WA rose 2.0% over the past year — faster than the nation's +1.2%.
Asking rents in Lynden, WA rose 1.5% over the past year — slower than the nation's +2.7%.
Owning the typical home in Lynden runs $2,308/mo more than renting one. The gap peaked at $2,324 in Jan 2025.
That is $4,278 a month against $1,971 rent: a $3,254 mortgage payment, plus $360 property tax and $664 insurance & upkeep.
Owning vs renting — Lynden
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$4,278
- Renting$1,971
- Mortgage only$3,254
Property tax · $360/mo 0.70% of value a year — the ACS 2020-2024 median bill over the median home value for Whatcom County, WA
Insurance & upkeep · $664/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Lynden, Whatcom County, Washington
Lynden is a city of 15,749 people in Whatcom County. Half its households earn more than $103,233 a year and half less, against $81,784 across Whatcom County; 7% of its people live below the poverty line. 66% of its homes are lived in by their owners and 34% are rented. Unemployment in Whatcom County was 4.5% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lynden is a small city in Whatcom County, home to a population on the younger side, with incomes above the county's and more homes lived in by their owners than rented. Fewer residents live below the poverty line than you might expect, and a four-year degree is held by a minority of adults. Winters are cold but not severe, with highs staying above freezing even in December and a little snow each year; summers are mild and warm, and rain and melted snow fall plentifully through the year.
Work. Many residents work in schools, hospitals and social care, with manufacturing, professional and business services, and shops also employing a good share. Among the largest workplaces in Lynden are Lynden Door, a maker of prehung wood doors, the Lynden School District, and the Christian Health Care Center, a nursing home. Most people have a fairly short commute, and a modest number work from home.
Things to do. Bertrand Creek and Tenmile Creek are both a short drive away, a pair of small waterways good for a quiet walk. For a longer outing, Peace Arch Park is a protected area on the border, and Lake Whatcom offers a large lake to spend a day beside. The SPARK Museum of Electrical Invention is another longer drive for those who like a museum visit.
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- 6,018households
- 33%of adults have a degree
- 7%below the poverty line
- 21 mintypical commute
- 13%work from home
What residents work in
Employed residents by industry, from the Census survey. Whatcom County had 93,720 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 43° and lows near 32°; warmest in August, with highs near 76° and lows near 50°. About 11 inches of snow and 50 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Clearbrook weather station, 6 miles away (NOAA).
Largest workplaces in Lynden
- Lynden DoorDoor units, prehung, wood and covered wood, manufacturing629
- Lynden School DistrictSchool district371FTE
- Axiom Division 7Low slope roofing installation210
- Christian Health Care CenterNursing homes208
- SafewaySupermarkets and other grocery stores183
- Axiom Construction & ConsultingMetal siding installation167
- RegenisGases, industrial, manufacturing139
- Lynden DoorDoor trim, wood molding, manufacturing135
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 23 workplaces with 20 or more staff, 2,378 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- AvalanchesRelatively high
- EarthquakesRelatively high
- Cold wavesrelatively high in parts of LyndenRelatively moderate
- Inland floodingRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lynden’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Whatcom County and the Bellingham, WA metro.
Lynden home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lynden$619,995
- Washington$587,533
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Lynden listings, and the typical home goes pending in 34 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Lynden27.74%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Lynden34
- United States24
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Lynden111
New listings per month
Sellers arriving at the market.
- Lynden27
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Lynden$590,728
- United States$371,553
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Lynden99.22%
Zip codes with a Lynden address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lynden — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Lynden
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 98264 | Lynden | 23,123 | $1,971 | $616,983 |
| 98247 | Everson | 9,115 | $1,875 | $601,590 |