States · Indiana · Miami County

Macy, Indiana.

Typical home $184,839 (+5.4% in a year). Peru, IN metro.

What it costs per month · Macy $970/mo

to buy the typical home at today's mortgage rate — +$564 (+139%) since Jan 2020.

What the home itself did
1 year
Up $9,476 +5%
$175,362$184,839 since Sep 2025
5 years
Up $42,605 +30%
$142,233$184,839 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Macy $970 Indiana $1,350 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Macy$970
  • Indiana$1,350
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in Macy, IN rose 5.4% over the past year — faster than the nation's +1.2%.

Living in Macy, Miami County, Indiana

Macy is a town of 199 people in Miami County. Unemployment in Miami County was 3.6% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most people in Miami County work in manufacturing, then schools and health care.

People 199 in the 2020 census
Household income Too few homes in Macy for the Census survey to measure.
Unemployment 3.6% Miami County, August 2026; 4.4% a year before
Homes Too few homes in Macy for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Macy is a very small town in Miami County, Indiana, where neighbors are likely to know one another. Homes here are priced below what is typical across much of the country, and few adults hold a four-year degree. Winters are cold, with snow through the season, and summers turn warm, with rain and melted snow spread through the year.

Work. Residents mostly work in manufacturing, in schools, hospitals and social care, in shops, and in restaurants and hotels. Across Miami County, some of the largest workplaces are Smithfield Foods in Peru, Maconaquah School, and Dukes Memorial Hospital. Commutes here run long, so many people travel some distance to their jobs.

Things to do. Lake Manitou and Nyona Lake are both lakes a short drive away, good for time by the water. For a longer outing, Lake Maxinkuckee is another lake, and the Spencer Park Dentzel Carousel is a tourist attraction. Tippecanoe River State Park, a protected area, is also a longer drive away.

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  • 5%of adults have a degree
  • 6%below the poverty line
  • 34 mintypical commute

What people in Miami County work in

  • Manufacturing25%
  • Schools, hospitals and social care19%
  • Shops (retail)13%
  • Restaurants, hotels and entertainment8%
  • Building trades7%
  • Transport, warehouses and utilities6%

Employed residents by industry, from the Census survey. Miami County had 9,103 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 32° and 17°; warmest in July, 83° and 63° 20° 40° 60° 80° J 32° 17° F M A M J J 83° 63° A S O N D
Average daily high and low for each month: coldest in January, 32° and 17°; warmest in July, 83° and 63° 20° 40° 60° 80° J 32° 17° F M A M J J 83° 63° A S O N D

Coldest in January, with highs near 32° and lows near 17°; warmest in July, with highs near 83° and lows near 63°. About 30 inches of snow and 41 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Rochester weather station, 9 miles away (NOAA).

Largest workplaces in Miami County

  1. Smithfield Foods - PeruCured meats made from purchased carcasses521
  2. Maconaquah School CorpSchool district273FTE
  3. Peru Community SchoolsSchool district221FTE
  4. Dukes Memorial HospitalCritical access hospital190FTE
  5. Progress RailRailroad rolling stock manufacturing187
  6. FedExCourier and express delivery services157
  7. Miami County621420 outpatient mental health and substance abuse centers151
  8. Dean Baldwin PaintingAircraft maintenance and repair services133

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 18 workplaces with 20 or more staff, 2,077 people in all across the county; Macy has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. Cold wavesRelatively high
  3. Winter weatherRelatively high
  4. DroughtRelatively moderate
  5. HailRelatively moderate
  6. TornadoesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Macy’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Miami County and the Peru, IN metro.

Macy home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Macy $184,839 Indiana $257,165 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Macy$184,839
  • Indiana$257,165
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

6 8 10 2025 2026 Macy 10
6 8 10 2025 2026
  • Macy10

Zip codes with a Macy address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Macy — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Macy