Madison, Alabama.
Typical home $376,486 (+0.9% in a year), asking rent $1,411 (+2.2%). Huntsville, AL metro.
to buy the typical home at today's mortgage rate — +$1,054 (+114%) since Jan 2020.
- 1 year
- Up $3,444 +1%
- $373,042$376,486 since Sep 2025
- 5 years
- Up $45,148 +14%
- $331,338$376,486 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Madison$1,976
- Alabama$1,252
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 27 years.
Typical home values in Madison, AL rose 0.9% over the past year — slower than the nation's +1.2%.
Asking rents in Madison, AL rose 2.2% over the past year — slower than the nation's +2.7%.
Owning the typical home in Madison runs $1,069/mo more than renting one. The gap peaked at $1,144 in Oct 2023.
That is $2,480 a month against $1,411 rent: a $1,976 mortgage payment, plus $100 property tax and $403 insurance & upkeep.
Owning vs renting — Madison
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,480
- Renting$1,411
- Mortgage only$1,976
Property tax · $100/mo 0.32% of value a year — the ACS 2020-2024 median bill over the median home value for Limestone County, AL
Insurance & upkeep · $403/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Madison, Limestone County, Alabama
Madison is a city of 56,933 people in Limestone County. Half its households earn more than $134,655 a year and half less, against $83,629 across Limestone County; 4% of its people live below the poverty line. 74% of its homes are lived in by their owners and 26% are rented. Unemployment in Madison was 2.7% in August 2026, and Limestone County had 1.9% more jobs in 2025 than the year before. The most residents work in professional services, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Madison is a city in Limestone County where most homes are lived in by their owners, and incomes run well above the county's. Residents are fairly young, and a four-year degree is common among adults. Winters are cool, with only a dusting of snow, summers are hot, and the year brings plenty of rain.
Work. Many residents work in professional and business services, in schools, hospitals and social care, or in manufacturing and government. Madison City Schools, International Fire Protection and Walmart are among the largest workplaces in the city. Commutes are short, and a fair number of people work from home.
Things to do. A short drive away are the U.S. Space & Rocket Center, a museum, and the Huntsville Botanical Garden. Big Spring Park is another short drive away, and Monte Sano State Park, a protected area for hiking and views, is a longer drive away.
Report a mistake
- 22,496households
- 64%of adults have a degree
- 4%below the poverty line
- 20 mintypical commute
- 19%work from home
What residents work in
Employed residents by industry, from the Census survey. Limestone County had 34,737 jobs in 2025, 1.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 52° and lows near 33°; warmest in July, with highs near 92° and lows near 71°. About 2 inches of snow and 54 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Huntsville International Airport weather station, 5 miles away (NOAA).
Largest workplaces in Madison
- Madison City SchoolsSchool district1,227FTE
- International Fire ProtectionFire sprinkler system installation474
- WalmartWarehouse clubs and supercenters323
- FedExCourier and express delivery services300
- Costco WholesaleWholesale grocer225
- Valley View Health and RehabilitationSkilled nursing facility187
- FedExCourier and express delivery services176
- Lowe's Companies, INCHomecenter176
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 40 workplaces with 20 or more staff, 4,467 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesRelatively high
- Cold wavesRelatively high
- Winter weatherRelatively high
- LightningRelatively high
- EarthquakesRelatively moderate
- Strong windrelatively high in parts of MadisonRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Madison’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Limestone County and the Huntsville, AL metro.
Madison home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Madison$376,486
- Alabama$238,614
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Madison listings, and the typical home goes pending in 32 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Madison33.30%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Madison32
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Madison541
New listings per month
Sellers arriving at the market.
- Madison137
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Madison$381,111
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Madison98.87%
Zip codes with a Madison address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Madison — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Madison
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 35758 | Madison | 50,266 | $1,281 | $376,539 |
| 35756 | Madison | 24,947 | $1,650 | $388,014 |
| 35757 | Madison | 18,529 | $1,513 | $348,989 |