Madison, Maryland.
Typical home $258,212 (-1.3% in a year). Cambridge, MD metro.
to buy the typical home at today's mortgage rate — +$477 (+54%) since Feb 2022.
- 1 year
- Down $3,370 -1%
- $261,582$258,212 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Madison$1,355
- Maryland$2,230
- United States$1,922
Typical home values in Madison, MD fell 1.3% over the past year — slower than the nation's +1.2%.
Living in Madison, Dorchester County, Maryland
Madison, in Dorchester County, had 205 people in the 2020 census. Unemployment in Dorchester County was 4.5% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most people in Dorchester County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Madison is a very small community in Dorchester County, on Maryland's Eastern Shore, where the land is low and flat and water is never far away. Residents are older than in most American places, and the typical home is worth less than in much of the state. Winters are cool, with some snow, and summers turn hot, with plenty of rain and melted snow through the year.
Work. Most residents who work are in schools, hospitals and social care, followed by shops, restaurants and hotels, and professional and business services. Across Dorchester County, the largest workplaces include Dorchester County Public Schools, Dorchester County government and Walmart. The county has seen a slight dip in the number of jobs, and unemployment there is a little lower than a year ago.
Things to do. Blackwater National Wildlife Refuge, a protected area, is a short drive away, as is Taylors Island Wildlife Management Area. The Harriet Tubman Underground Railroad Visitor Center, a museum, is also a short drive away and tells the story of the region's history. For time on the water, the Little Choptank River is a short drive, while the Choptank River is a longer one.
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What people in Dorchester County work in
Employed residents by industry, from the Census survey. Dorchester County had 11,861 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 45° and lows near 29°; warmest in July, with highs near 88° and lows near 70°. About 14 inches of snow and 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Royal Oak Ssw weather station, 14 miles away (NOAA).
Largest workplaces in Dorchester County
- Amick Farms, LLC MD Processing PlantPoultry slaughtering, dressing, and packing1,845
- Dorchester County Public SchoolsSchool district845FTE
- Dorchester CountyLocal government428
- Hyatt Regency Chesapeake Bay Golf Resort Spa and MarinaChesa308
- WalmartWarehouse clubs and supercenters272
- B and G Foods North AmericaPickles manufacturing210
- Protenergy Natural FoodsBroth canning195
- Eastern Shore Hospital CenterPsychiatric hospital169FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 21 workplaces with 20 or more staff, 4,204 people in all across the county; Madison has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Coastal floodingVery high
- DroughtRelatively moderate
- WildfireRelatively moderate
- HurricanesRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Madison’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Dorchester County and the Cambridge, MD metro.
Madison home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Madison$258,212
- Maryland$424,890
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Madison7
Zip codes with a Madison address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Madison — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.