States · Missouri · Monroe County

Madison, Missouri.

Typical home $230,506 (+1.8% in a year). Moberly, MO metro.

What it costs per month · Madison $1,210/mo

to buy the typical home at today's mortgage rate — +$675 (+126%) since Jan 2020.

What the home itself did
1 year
Up $4,049 +2%
$226,457$230,506 since Sep 2025
5 years
Up $52,667 +30%
$177,838$230,506 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Madison $1,210 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Madison$1,210
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in Madison, MO rose 1.8% over the past year — faster than the nation's +1.2%.

Living in Madison, Monroe County, Missouri

Madison is a city of 515 people in Monroe County. Unemployment in Monroe County was 4.3% in August 2026, and the county had 2.9% fewer jobs in 2025 than the year before. The most people in Monroe County work in schools and health care, then manufacturing.

People 515 in the 2020 census
Household income Too few homes in Madison for the Census survey to measure.
Unemployment 4.3% Monroe County, August 2026; 4.4% a year before
Homes Too few homes in Madison for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Madison is a very small city in Monroe County, Missouri, where most people know one another by sight if not by name. Homes here cost less than in much of the country, and household incomes across Monroe County sit below those in many other parts of the state. Few adults hold a four-year degree, and hardly anyone works from home. Winters are cold and snowy, with January the coldest month, while summers turn hot by July, and rain and melting snow fall steadily through the year.

Work. Residents are most often employed in schools, hospitals and social care, followed by manufacturing, shops, and transport, warehouses and utilities. Across Monroe County, the largest workplaces include Paris R-II Schools, Atlantic Pork and Madison C Schools. Unemployment in the county is a little lower than it was a year ago, though the county has fewer jobs than it did the year before.

Things to do. Baker Branch, a stream in or beside town, and Pedee Branch, another that runs close by, are the nearest places to wander along the water. A short drive away is Union Covered Bridge State Historic Site, a protected area built around an old covered bridge. For a longer outing, Mark Twain Birthplace State Historic Site and Mark Twain State Park are both a longer drive away.

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  • 183households
  • 11%of adults have a degree
  • 3%work from home

What people in Monroe County work in

  • Schools, hospitals and social care24%
  • Manufacturing15%
  • Shops (retail)12%
  • Transport, warehouses and utilities9%
  • Farming, forestry and mining8%
  • Building trades7%

Employed residents by industry, from the Census survey. Monroe County had 1,796 jobs in 2025, 2.9% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 37° and 19°; warmest in July, 87° and 68° 20° 40° 60° 80° J 37° 19° F M A M J J 87° 68° A S O N D
Average daily high and low for each month: coldest in January, 37° and 19°; warmest in July, 87° and 68° 20° 40° 60° 80° J 37° 19° F M A M J J 87° 68° A S O N D

Coldest in January, with highs near 37° and lows near 19°; warmest in July, with highs near 87° and lows near 68°. About 15 inches of snow and 43 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Moberly weather station, 12 miles away (NOAA).

Largest workplaces in Monroe County

  1. Paris R-II SchoolsSchool district58FTE
  2. Atlantic Pork112210 hog and pig farming38
  3. Madison C-3 SchoolsSchool district28FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 38 people in all across the county; Madison has one of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LightningVery high
  2. Heat wavesVery high
  3. Strong windRelatively high
  4. TornadoesRelatively high
  5. Cold wavesRelatively high
  6. Winter weatherRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Madison’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Monroe County and the Moberly, MO metro.

Madison home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Madison $230,506 Missouri $265,387 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Madison$230,506
  • Missouri$265,387
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

Not enough data to draw this yet.

Zip codes with a Madison address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Madison — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Madison