States · Washington · Ferry County

Malo, Washington.

Typical home $283,531 (+0.6% in a year).

What it costs per month · Malo $1,488/mo

to buy the typical home at today's mortgage rate — $101 (-6%) since Dec 2023.

What the home itself did
1 year
Up $1,603 +1%
$281,928$283,531 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Malo $1,488 Washington $3,084 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Malo$1,488
  • Washington$3,084
  • United States$1,922

Typical home values in Malo, WA rose 0.6% over the past year — slower than the nation's +1.2%.

Living in Malo, Ferry County, Washington

Malo, in Ferry County, had 32 people in the 2020 census. Unemployment in Ferry County was 6.8% in August 2026, and the county had 1.0% fewer jobs in 2025 than the year before. The most people in Ferry County work in schools and health care, then government.

People 32 in the 2020 census
Household income Too few homes in Malo for the Census survey to measure.
Unemployment 6.8% Ferry County, August 2026; 6.7% a year before
Homes Too few homes in Malo for the Census survey to measure.

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Malo is a very small community in Ferry County, in the northeastern part of Washington State, where most people know one another. Winters are cold and bring a good deal of snow, while summers are warm and dry enough for a long season outdoors. Rain and melted snow fall through the year, so the land stays green in the wetter months.

Work. Residents work in schools, hospitals and social care, and in government jobs. Others find work in farming, forestry and mining, or in restaurants, hotels and entertainment. Many people here make their living close to home rather than commuting far.

Things to do. Curlew Lake and Curlew Lake State Park are both a short drive away, the lake being a good place for time on the water and the park a protected area for walks and quiet days outdoors. Kettle Falls, a waterfall a longer drive away, is worth the trip for a day out. Choosing among these depends on the season and how far you are willing to travel.

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What people in Ferry County work in

  • Schools, hospitals and social care32%
  • Government16%
  • Farming, forestry and mining9%
  • Restaurants, hotels and entertainment7%
  • Professional and business services7%
  • Building trades6%

Employed residents by industry, from the Census survey. Ferry County had 1,696 jobs in 2025, 1.0% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in December, 30° and 16°; warmest in July, 84° and 46° 20° 40° 60° 80° J F M A M J J 84° 46° A S O N D 30° 16°
Average daily high and low for each month: coldest in December, 30° and 16°; warmest in July, 84° and 46° 20° 40° 60° 80° J F M A M J J 84° 46° A S O N D 30° 16°

Coldest in December, with highs near 30° and lows near 16°; warmest in July, with highs near 84° and lows near 46°. About 52 inches of snow and 18 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Republic weather station, 12 miles away (NOAA).

Largest workplaces in Ferry County

  1. Ferry County Public Hospital District #1 (DBA Ferry County Memorial Hospital)General medical and surgical hospitals132
  2. Ferry County Memorial HospitalCritical access hospital97FTE
  3. Columbia Cedar - Kettle FallsSawmills57
  4. Republic School DistrictSchool district49FTE
  5. Forest ServiceFederal government · Department of Agriculture44
  6. Forest ServiceFederal government · Department of Agriculture40
  7. Inchelium School DistrictSchool district40FTE
  8. Curlew School DistrictSchool district35FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 211 people in all across the county; Malo has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. WildfireVery high
  2. Inland floodingVery high
  3. LandslidesRelatively high
  4. Cold wavesRelatively high
  5. Winter weatherRelatively moderate
  6. Heat wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Malo’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ferry County.

Malo home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 $600,000 2024 2025 2026 Malo $283,531 Washington $587,533 United States $366,157
$300,000 $400,000 $500,000 $600,000 2024 2025 2026
  • Malo$283,531
  • Washington$587,533
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 5 5 2026 Malo 5
5 5 5 2026
  • Malo5

Zip codes with a Malo address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Malo — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Malo