Manchester, Maryland.
Typical home $455,205 (+0.5% in a year). Baltimore-Columbia-Towson, MD metro.
to buy the typical home at today's mortgage rate — +$1,206 (+102%) since Jan 2020.
- 1 year
- Up $2,470 +1%
- $452,735$455,205 since Sep 2025
- 5 years
- Up $64,249 +16%
- $390,956$455,205 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Manchester$2,389
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 23 years.
Typical home values in Manchester, MD rose 0.5% over the past year — slower than the nation's +1.2%.
Living in Manchester, Carroll County, Maryland
Manchester is a town of 5,408 people in Carroll County. Half its households earn more than $121,676 a year and half less, against $118,211 across Carroll County; 5% of its people live below the poverty line. 84% of its homes are lived in by their owners and 16% are rented. Unemployment in Carroll County was 3.0% in August 2026, and the county had 0.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Manchester is a small town in Carroll County, Maryland, where households have somewhat higher incomes than across the county and far fewer people live below the poverty line than in many parts of the country. Most homes are lived in by their owners, and a good number of adults hold a four-year degree. Winters are cold, with January highs near freezing and a fair amount of snow, while summers turn warm and the year brings plenty of rain.
Work. Many residents work in schools, hospitals and social care, in shops, in professional and business services, or in government. Across Carroll County, some of the largest workplaces are Carroll County Public Schools, Carroll Hospital Center and McDaniel College. The commute is on the long side, and a fair number of people work from home.
Things to do. Charlotte's Quest Nature Center is a park in or beside town, handy for a walk outdoors. A short drive away are Codorus State Park, a protected area, and Codorus Creek. For a day out, the National Aquarium and the Baltimore Museum of Art are a longer drive away.
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- 1,963households
- 37%of adults have a degree
- 5%below the poverty line
- 33 mintypical commute
- 19%work from home
What residents work in
Employed residents by industry, from the Census survey. Carroll County had 59,443 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 24°; warmest in July, with highs near 85° and lows near 64°. About 34 inches of snow and 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Millers Northeast weather station, 6 miles away (NOAA).
Largest workplaces in Carroll County
- Carroll County Public SchoolsSchool district3,426FTE
- Carroll Hospital CenterGeneral hospital1,038FTE
- McDaniel CollegeUniversity or college851
- EvapcoEvaporative condensers manufacturing712
- Springfield Hospital CenterPsychiatric hospital702FTE
- Carroll Community CollegeTwo-year college576
- Foodservice Maryland483
- Amentum ServicesBase facilities operation support services409
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 116 workplaces with 20 or more staff, 14,707 people in all across the county; Manchester has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- Winter weatherRelatively high
- DroughtRelatively moderate
- LightningRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Manchester’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Carroll County and the Baltimore-Columbia-Towson, MD metro.
Manchester home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Manchester$455,205
- Maryland$424,890
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Manchester listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Manchester31.64%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Manchester35
New listings per month
Sellers arriving at the market.
- Manchester13
Zip codes with a Manchester address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Manchester — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.