Maplewood, Minnesota.
Typical home $341,679 (+1.8% in a year), asking rent $1,488 (+1.8%). Minneapolis-St. Paul-Bloomington, MN-WI metro.
to buy the typical home at today's mortgage rate — +$847 (+89%) since Jan 2020.
- 1 year
- Up $6,020 +2%
- $335,659$341,679 since Sep 2025
- 5 years
- Up $30,918 +10%
- $310,762$341,679 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Maplewood$1,793
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 37 years.
Typical home values in Maplewood, MN rose 1.8% over the past year — faster than the nation's +1.2%.
Asking rents in Maplewood, MN rose 1.8% over the past year — slower than the nation's +2.7%.
Owning the typical home in Maplewood runs $1,017/mo more than renting one. The gap peaked at $1,127 in Oct 2023.
That is $2,505 a month against $1,488 rent: a $1,793 mortgage payment, plus $346 property tax and $366 insurance & upkeep.
Owning vs renting — Maplewood
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,505
- Renting$1,488
- Mortgage only$1,793
Property tax · $346/mo 1.21% of value a year — the ACS 2020-2024 median bill over the median home value for Ramsey County, MN
Insurance & upkeep · $366/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Maplewood, Ramsey County, Minnesota
Maplewood is a city of 42,088 people in Ramsey County. Half its households earn more than $91,394 a year and half less, against $81,568 across Ramsey County; 11% of its people live below the poverty line. 72% of its homes are lived in by their owners and 28% are rented. Unemployment in Maplewood was 5.4% in August 2026, and Ramsey County had 1.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Maplewood is a city in Ramsey County, Minnesota, and most homes there are lived in by their owners. Household incomes run above the county's, and typical home values and rents sit in the middle range for a Twin Cities suburb. Winters are cold and snowy, with January the coldest month, while July is warm, and precipitation falls fairly evenly through the year as rain and melted snow.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, retail and professional and business services also employing many people. Among the largest workplaces in Maplewood are Healtheast St Johns Hospital, Costco Wholesale and St Paul Regional Water Services. Unemployment is higher than it was a year earlier, and the commute for most workers is fairly short.
Things to do. A short drive away, Allianz Field is a stadium for soccer, and the Minnesota State Capitol in nearby Saint Paul can be visited as a museum. A longer drive brings you to the Minneapolis Institute of Art, one of the best known museums in the region.
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- 15,210households
- 35%of adults have a degree
- 11%below the poverty line
- 22 mintypical commute
- 17%work from home
What residents work in
Employed residents by industry, from the Census survey. Ramsey County had 330,908 jobs in 2025, 1.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 25° and lows near 8°; warmest in July, with highs near 83° and lows near 64°. About 33 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Vadnais Lake weather station, 4 miles away (NOAA).
Largest workplaces in Maplewood
- Healtheast St Johns HospitalGeneral hospital1,534FTE
- Costco WholesaleWholesale grocer385
- St Paul Regional Water ServicesWater treatment and distribution307
- Dfa-st Paul Bev-maplewoodFluid milk manufacturing290
- Fariview Health Services219
- Menards"home centers"206
- M. G. McGrathSiding contractors200
- CassiaContinuing care retirement communities199
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 65 workplaces with 20 or more staff, 7,359 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- LandslidesRelatively moderate
- Hailrelatively high in parts of MaplewoodRelatively moderate
- Heat wavesRelatively moderate
- Tornadoesrelatively high in parts of MaplewoodRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Maplewood’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ramsey County and the Minneapolis-St. Paul-Bloomington, MN-WI metro.
Maplewood home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Maplewood$341,679
- Minnesota$348,778
- United States$366,157
Sellers are cutting prices on about 1 in 3 Maplewood listings, and the typical home goes pending in 29 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Maplewood32.57%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Maplewood29
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Maplewood137
New listings per month
Sellers arriving at the market.
- Maplewood46
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Maplewood$342,159
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Maplewood99.66%
Zip codes with a Maplewood address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Maplewood — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Maplewood
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 55119 | Saint Paul | 44,567 | $1,438 | $298,327 |
| 55109 | Saint Paul | 33,461 | $1,498 | $336,212 |