Margaret, Alabama.
, asking rent $1,660 (+2.1%). Birmingham-Hoover, AL metro.
to buy the typical home at today's mortgage rate — +$642 (+105%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Alabama$1,252
- United States$1,922
Asking rents in Margaret, AL rose 2.1% over the past year — slower than the nation's +2.7%.
Living in Margaret, St. Clair County, Alabama
Margaret is a city of 5,106 people in St. Clair County. Half its households earn more than $101,802 a year and half less, against $77,463 across St. Clair County; 4% of its people live below the poverty line. 87% of its homes are lived in by their owners and 13% are rented. Unemployment in St. Clair County was 3.2% in August 2026, and the county had 1.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Margaret is a small city in St. Clair County, Alabama, and a young one by the standards of most places: its residents are younger than in much of the country. Nearly everyone who lives here owns their home, and incomes run well above the county's, with few households living in poverty. Winters are mild and rarely bring snow, summers are hot, and the year is a wet one.
Work. Many residents work in schools, hospitals and social care, with manufacturing, professional and business services, and other services also common. Across St. Clair County, the biggest workplaces include St Clair County Schools, Pell City Schools and Walmart. The commute to work is longer than in many places, and a good number of people work from home.
Things to do. The Cahaba River, a short drive away, is the closest spot for time outdoors. Farther afield, a longer drive brings you to Barber Motorsports Park, a race track, and to the Birmingham Museum of Art. Rickwood Caverns State Park is a protected area that is also a longer drive away.
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- 2,065households
- 20%of adults have a degree
- 4%below the poverty line
- 33 mintypical commute
- 12%work from home
What residents work in
Employed residents by industry, from the Census survey. St. Clair County had 22,380 jobs in 2025, 1.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 54° and lows near 31°; warmest in July, with highs near 90° and lows near 68°. About 1 inches of snow and 57 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Pinson weather station, 13 miles away (NOAA).
Largest workplaces in St. Clair County
- St Clair County SchoolsSchool district818FTE
- Pell City SchoolsSchool district424FTE
- WalmartWarehouse clubs and supercenters355
- WalmartWarehouse clubs and supercenters328
- Unipres AlabamaCar bodies, kit, manufacturing323
- Meyer Utility StructuresFabricated structural metal manufacturing309
- WalmartWarehouse clubs and supercenters275
- Benjamin Moore & CoArchitectural coatings manufacturing220
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 58 workplaces with 20 or more staff, 6,057 people in all across the county; Margaret has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesRelatively high
- Strong windRelatively moderate
- LightningRelatively moderate
- Cold wavesRelatively moderate
- Heat wavesRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Margaret’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Clair County and the Birmingham-Hoover, AL metro.
Margaret home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Sellers are cutting prices on about 1 in 3 Margaret listings — the market is cooling.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Margaret30.15%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Margaret62
New listings per month
Sellers arriving at the market.
- Margaret17
Zip codes with a Margaret address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Margaret — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.