Decatur, Indiana.
Typical home $235,451 (+7.1% in a year). Decatur, IN metro.
to buy the typical home at today's mortgage rate — +$733 (+146%) since Jan 2020.
- 1 year
- Up $15,536 +7%
- $219,916$235,451 since Sep 2025
- 5 years
- Up $73,769 +46%
- $161,682$235,451 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Decatur$1,236
- Indiana$1,350
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in Decatur, IN rose 7.1% over the past year — faster than the nation's +1.2%.
Living in Decatur, Adams County, Indiana
Decatur is a city of 9,913 people in Adams County. Half its households earn more than $58,646 a year and half less, against $65,289 across Adams County; 11% of its people live below the poverty line. 77% of its homes are lived in by their owners and 23% are rented. Unemployment in Adams County was 3.2% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Decatur is a small Indiana city in Adams County, with a population on the older side and most homes lived in by their owners. Household incomes run below the county's, and fewer adults hold a four-year degree than in many towns. Winters are cold, with a good deal of snow, and summers are warm; the year brings a fair amount of rain as well.
Work. Residents work mainly in schools, hospitals and social care, in manufacturing, in shops, and in banking, insurance and property. Among the largest workplaces in Decatur are Adams Memorial Hospital, REV Recreation Group and North Adams Community Schools. Unemployment in the county is a little lower than a year ago, and the number of jobs has edged up. Few people work from home, and the typical commute is fairly long.
Things to do. For time outdoors, Ouabache State Park is a protected area, and the St. Joseph River runs through the region; both are a longer drive away. The Fort Wayne Children's Zoo is another longer drive, and so is the Fort Wayne Museum of Art, for a day among exhibits.
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- 4,389households
- 12%of adults have a degree
- 11%below the poverty line
- 27 mintypical commute
- 3%work from home
What residents work in
Employed residents by industry, from the Census survey. Adams County had 13,023 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 33° and lows near 18°; warmest in July, with highs near 84° and lows near 63°. About 28 inches of snow and 41 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Decatur North weather station, a mile away (NOAA).
Largest workplaces in Decatur
- Adams Memorial HospitalGeneral medical and surgical hospitals842
- REV Recreation GroupRv manufacturer587
- North Adams Community SchoolsSchool district318FTE
- WalmartWarehouse clubs and supercenters301
- Champion Homes DecaturManufactured homes manufacturing146
- City of DecaturCity and town councils134
- The Country ButcherBeef produced in slaughtering plants128
- Kroger Central KMASupermarkets and other grocery except convenience stores100
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 11 workplaces with 20 or more staff, 2,384 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- TornadoesRelatively high
- Inland floodingrelatively high in parts of DecaturRelatively moderate
- HailRelatively moderate
- Heat wavesRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Decatur’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Adams County and the Decatur, IN metro.
Decatur home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Decatur$235,451
- Indiana$257,165
- United States$366,157
Sellers are cutting prices on about 1 in 3 Decatur listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Decatur30.25%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Decatur35
New listings per month
Sellers arriving at the market.
- Decatur14
Median sale price
What buyers actually paid — closed sales, not asking prices.
Not enough data to draw this yet.
Zip codes with a Decatur address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Decatur — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.