Fort Wayne, Indiana.
Typical home $245,193 (+3.3% in a year), asking rent $1,257 (+6.5%). Fort Wayne, IN metro.
to buy the typical home at today's mortgage rate — +$748 (+139%) since Jan 2020.
- 1 year
- Up $7,934 +3%
- $237,259$245,193 since Sep 2025
- 5 years
- Up $62,823 +34%
- $182,370$245,193 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Fort Wayne$1,287
- Indiana$1,350
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Fort Wayne, IN rose 3.3% over the past year — faster than the nation's +1.2%.
Asking rents in Fort Wayne, IN rose 6.5% over the past year — faster than the nation's +2.7%.
Owning the typical home in Fort Wayne runs $453/mo more than renting one. The gap peaked at $495 in May 2024.
That is $1,710 a month against $1,257 rent: a $1,287 mortgage payment, plus $161 property tax and $262 insurance & upkeep.
Owning vs renting — Fort Wayne
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,710
- Renting$1,257
- Mortgage only$1,287
Property tax · $161/mo 0.79% of value a year — the ACS 2020-2024 median bill over the median home value for Allen County, IN
Insurance & upkeep · $262/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Fort Wayne, Allen County, Indiana
Fort Wayne is a city of 263,886 people in Allen County. Half its households earn more than $61,422 a year and half less, against $70,737 across Allen County; 16% of its people live below the poverty line. 62% of its homes are lived in by their owners and 38% are rented. Unemployment in Fort Wayne was 3.5% in August 2026, and Allen County had 0.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Fort Wayne is a city, the largest in this part of northeastern Indiana, and its residents are younger on average than people in much of the country. Incomes run below the county's, and a good share of households live below the poverty line. Most homes are lived in by their owners, though renting is common too. Winters are cold and snowy, with January the coldest month, while summers turn warm, with July the warmest. Rain and melted snow add up to a fair amount over the year.
Work. Schools, hospitals and social care employ more of the city's residents than any other field, followed by manufacturing, shops and professional and business services. Among the largest workplaces in Fort Wayne are Fort Wayne Community Schools, Parkview System and Lutheran Hospital of Indiana. Unemployment has eased a little over the past year, and across Allen County the number of jobs has edged up. A typical commute is a modest one, and some residents work from home.
Things to do. The St. Joseph River runs in or beside town, and Johnny Appleseed Park, a protected area, sits there too. For an afternoon out, the Fort Wayne Children's Zoo and the Foellinger-Freimann Botanical Conservatory are both in or beside town, as is the Fort Wayne Museum of Art. Fort Miami, a fort, is a short drive away.
Report a mistake
- 110,929households
- 29%of adults have a degree
- 16%below the poverty line
- 22 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Allen County had 199,464 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 33° and lows near 18°; warmest in July, with highs near 84° and lows near 64°. About 34 inches of snow and 39 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Fort Wayne International Airport weather station, 9 miles away (NOAA).
Largest employers in Fort Wayne
- Parkview Health Systems (HQ)8,986
- Amazon4,756
- General Motors4,255
- Lutheran Health Network (HQ)4,075
- Sweetwater Sound (HQ)2,513
- Lincoln Financial Group1,700
- BF Goodrich1,500
- Fort Wayne Metals (HQ)1,500
From the City of Fort Wayne’s annual financial report for 2025, its schedule of principal employers (its source: “Greater Fort Wayne Inc”), as Indiana’s State Board of Accounts publishes it: the report. Employees as the report counts them.
Natural hazards
- Strong windrelatively high in parts of Fort WayneRelatively moderate
- Tornadoesrelatively high in parts of Fort WayneRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Fort Wayne’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Allen County and the Fort Wayne, IN metro.
Fort Wayne home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Fort Wayne$245,193
- Indiana$257,165
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Fort Wayne listings, and the typical home goes pending in 12 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Fort Wayne31.24%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Fort Wayne12
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Fort Wayne1,088
New listings per month
Sellers arriving at the market.
- Fort Wayne449
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Fort Wayne$252,136
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Fort Wayne98.93%
Zip codes with a Fort Wayne address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Fort Wayne — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Fort Wayne
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 46835 | Fort Wayne | 38,166 | $1,164 | $261,042 |
| 46804 | Fort Wayne | 29,661 | $1,597 | $305,456 |
| 46845 | Fort Wayne | 29,583 | $1,822 | $389,614 |
| 46825 | Fort Wayne | 29,296 | $1,373 | $259,042 |
| 46815 | Fort Wayne | 27,238 | $1,650 | $244,538 |
| 46806 | Fort Wayne | 26,425 | $919 | $112,128 |
| 46818 | Fort Wayne | 21,954 | $1,980 | $310,028 |
| 46805 | Fort Wayne | 21,437 | $1,039 | $180,351 |
| 46808 | Fort Wayne | 19,684 | $1,069 | $168,154 |
| 46816 | Fort Wayne | 19,514 | $1,032 | $208,434 |
| 46814 | Fort Wayne | 16,778 | $2,049 | $461,800 |
| 46807 | Fort Wayne | 16,317 | $1,024 | $164,685 |
| 46802 | Fort Wayne | 11,177 | $1,044 | $137,501 |
| 46803 | Fort Wayne | 10,994 | $916 | $109,459 |
| 46819 | Fort Wayne | 9,369 | — | $225,073 |
| 46809 | Fort Wayne | 8,589 | $932 | $189,217 |