States · Indiana · Steuben County

Fremont, Indiana.

Typical home $363,523 (+5.7% in a year). Angola, IN metro.

What it costs per month · Fremont $1,908/mo

to buy the typical home at today's mortgage rate — +$1,114 (+140%) since Jan 2020.

What the home itself did
1 year
Up $19,631 +6%
$343,892$363,523 since Sep 2025
5 years
Up $91,865 +34%
$271,658$363,523 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Fremont $1,908 Indiana $1,350 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Fremont$1,908
  • Indiana$1,350
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Fremont, IN rose 5.7% over the past year — faster than the nation's +1.2%.

Living in Fremont, Steuben County, Indiana

Fremont is a town of 2,034 people in Steuben County. Half its households earn more than $66,304 a year and half less, against $74,911 across Steuben County; 9% of its people live below the poverty line. 74% of its homes are lived in by their owners and 26% are rented. Unemployment in Steuben County was 3.4% in August 2026, and the county had 1.0% fewer jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.

People 2,034 in the 2020 census
Household income $66,304 the median, give or take $15,091 · Steuben County: $74,911
Unemployment 3.4% Steuben County, August 2026; 3.9% a year before
Homes 74% lived in by their owners; 26% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Fremont is a small town in Steuben County, Indiana, where most homes are lived in by their owners. Household incomes run below the county's, and typical home values are well above what the incomes might suggest. Few adults hold a four-year degree, and the typical trip to work is short. Winters are cold, with January highs near freezing, summers are warm, and snow is a regular part of the year.

Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in transport, warehouses and utilities. Among the largest workplaces in Fremont are Cardinal IG, Fremont Community Schools and Berry Global - Fremont. Unemployment in Steuben County is a little lower than it was a year earlier, though the county has fewer jobs than it did the year before.

Things to do. Pokagon State Park, a protected area, is a short drive away, and the Pokagon Nature Center there is a small museum. Lake James is also a short drive away for time on the water. For a longer outing, the Auburn Cord Duesenberg Automobile Museum is a longer drive away.

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  • 936households
  • 15%of adults have a degree
  • 9%below the poverty line
  • 16 mintypical commute
  • 6%work from home

What residents work in

  • Manufacturing33%
  • Schools, hospitals and social care24%
  • Shops (retail)10%
  • Transport, warehouses and utilities8%
  • Building trades5%
  • Other services5%

Employed residents by industry, from the Census survey. Steuben County had 16,091 jobs in 2025, 1.0% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 30° and 16°; warmest in July, 82° and 61° 20° 40° 60° 80° J 30° 16° F M A M J J 82° 61° A S O N D
Average daily high and low for each month: coldest in January, 30° and 16°; warmest in July, 82° and 61° 20° 40° 60° 80° J 30° 16° F M A M J J 82° 61° A S O N D

Coldest in January, with highs near 30° and lows near 16°; warmest in July, with highs near 82° and lows near 61°. About 39 inches of snow and 39 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Angola weather station, 6 miles away (NOAA).

Largest workplaces in Fremont

  1. Cardinal IG0228
  2. Fremont Community SchoolsSchool district148FTE
  3. Berry Global - FremontSeptic tanks, plastics or fiberglass, manufacturing123
  4. The Cold Heading Company CoBolts, metal, manufacturing65
  5. Fremont Heading DivisionBolts, metal, manufacturing64
  6. Wenzel Metal SpinningSpinning unfinished metal products58
  7. Kelco IndustriesMechanical rubber goods manufacturing54
  8. Allegheny Coatings - FremontCoating metals and metal products for the trade43

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 12 workplaces with 20 or more staff, 782 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. TornadoesRelatively high
  3. HailRelatively moderate
  4. LightningRelatively moderate
  5. Cold wavesRelatively moderate
  6. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Fremont’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Steuben County and the Angola, IN metro.

Fremont home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Fremont $363,523 Indiana $257,165 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Fremont$363,523
  • Indiana$257,165
  • United States$366,157

Sellers are cutting prices on about 1 in 5 Fremont listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

17.5% 20.0% 22.5% 25.0% 2026 Fremont 21.45% United States 26.90%
17.5% 20.0% 22.5% 25.0% 2026
  • Fremont21.45%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 2024 2025 2026 Fremont 38
10 20 30 40 2024 2025 2026
  • Fremont38

New listings per month

Sellers arriving at the market.

2 5 8 10 12 2026 Fremont 11
2 5 8 10 12 2026
  • Fremont11

Zip codes with a Fremont address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Fremont — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Fremont