Funkstown, Maryland.
Typical home $271,539 (-0.3% in a year). Hagerstown-Martinsburg, MD-WV metro.
to buy the typical home at today's mortgage rate — +$551 (+63%) since Feb 2022.
- 1 year
- Down $804 -0%
- $272,342$271,539 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Funkstown$1,425
- Maryland$2,230
- United States$1,922
Typical home values in Funkstown, MD fell 0.3% over the past year — slower than the nation's +1.2%.
Living in Funkstown, Washington County, Maryland
Funkstown is a town of 852 people in Washington County. Unemployment in Washington County was 3.9% in August 2026, and the county had 3.0% more jobs in 2025 than the year before. The most people in Washington County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Funkstown is a very small town in Washington County, Maryland, close enough to Hagerstown that they feel like neighbours. Winters are cold, with January the coldest month and frosty nights, and summers turn properly warm by July. Rain and melted snow fall in a fair amount over the year, so the seasons arrive with some moisture in every one of them.
Work. Many residents work in schools, hospitals and social care, in shops, in professional and business services, and in the building trades. A small share work from home. Across Washington County, the largest workplaces include Washington County Public Schools, Meritus Medical Center and Volvo Group Trucks Operations. The county had more jobs last year than the year before, and unemployment there has eased compared with a year ago.
Things to do. In or beside town there are the Maryland Theatre and the Colonial Theatre for live performances, and the Washington County Museum of Fine Arts, which is a museum. A short drive away are Antietam National Battlefield, an archaeological site, and Washington Monument State Park, a protected area with room to walk. For a longer outing, Antietam Creek is a river a longer drive away.
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- 8%below the poverty line
- 8%work from home
What people in Washington County work in
Employed residents by industry, from the Census survey. Washington County had 66,110 jobs in 2025, 3.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 22°; warmest in July, with highs near 86° and lows near 66°. About 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Hagerstown East weather station, 2 miles away (NOAA).
Largest workplaces in Washington County
- Washington County Public SchoolsSchool district3,388FTE
- FedExCourier and express delivery services2,113
- Meritus Medical CenterGeneral hospital2,038FTE
- Volvo Group Trucks OperationsAutomatic transmissions, automotive, truck, and bus, manufacturing1,512
- AmazonGeneral warehousing and storage1,058
- AmazonGeneral warehousing and storage674
- Hagerstown Community CollegeTwo-year college594
- AmazonGeneral warehousing and storage583
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 149 workplaces with 20 or more staff, 21,240 people in all across the county; Funkstown has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesRelatively moderate
- Winter weatherRelatively moderate
- Strong windRelatively moderate
- LightningRelatively moderate
- Heat wavesRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Funkstown’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Washington County and the Hagerstown-Martinsburg, MD-WV metro.
Funkstown home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Funkstown$271,539
- Maryland$424,890
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Funkstown address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Funkstown — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.