Mount Vernon, Virginia.
Typical home $579,517 (+0.9% in a year), asking rent $2,402 (+1.5%). Washington-Arlington-Alexandria, DC-VA-MD-WV metro.
to buy the typical home at today's mortgage rate — +$1,458 (+92%) since Jan 2020.
- 1 year
- Up $4,894 +1%
- $574,623$579,517 since Sep 2025
- 5 years
- Up $81,760 +16%
- $497,757$579,517 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Mount Vernon$3,042
- Virginia$2,164
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 23 years.
Typical home values in Mount Vernon, VA rose 0.9% over the past year — slower than the nation's +1.2%.
Asking rents in Mount Vernon, VA rose 1.5% over the past year — slower than the nation's +2.7%.
Owning the typical home in Mount Vernon runs $1,745/mo more than renting one. The gap peaked at $1,899 in Jan 2025.
That is $4,148 a month against $2,402 rent: a $3,042 mortgage payment, plus $486 property tax and $620 insurance & upkeep.
Owning vs renting — Mount Vernon
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$4,148
- Renting$2,402
- Mortgage only$3,042
Property tax · $486/mo 1.01% of value a year — the ACS 2020-2024 median bill over the median home value for Fairfax County, VA
Insurance & upkeep · $620/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Mount Vernon, Fairfax County, Virginia
Mount Vernon, in Fairfax County, had 12,914 people in the 2020 census. Half its households earn more than $163,750 a year and half less, against $153,637 across Fairfax County; 6% of its people live below the poverty line. 74% of its homes are lived in by their owners and 26% are rented. Unemployment in Fairfax County was 3.3% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most residents work in professional services, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Mount Vernon is a community in Fairfax County where the typical household earns more than the county's, and fewer people live below the poverty line than in many American towns. Most homes are lived in by their owners, though renting is far from unusual, and typical home values and rents both run high. Residents are on the older side, and most adults hold a four-year degree.
Work. Many residents work in professional and business services, in schools, hospitals and social care, and in government, with a good number working in restaurants, hotels and entertainment. Across Fairfax County, the largest workplaces include Fairfax County Public Schools, Inova Fairfax Hospital and George Mason University. Commutes are fairly long, and a sizable part of the workforce works from home. Joblessness across the county is low and about the same as a year ago, while the number of jobs slipped slightly last year.
Things to do. Washington's landmarks are a longer drive away. The Washington Monument and the Lincoln Memorial are among the best known, and the National Mall is the park that ties many of them together. The Smithsonian Institution, also a longer drive away, offers a wide choice of museums. Winters here are cold, with some snow, and summers are hot, so spring and autumn can be pleasant seasons for a day out.
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- 4,850households
- 64%of adults have a degree
- 6%below the poverty line
- 31 mintypical commute
- 29%work from home
What residents work in
Employed residents by industry, from the Census survey. Fairfax County had 634,638 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 27°; warmest in July, with highs near 88° and lows near 69°. About 47 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Oxon Hill weather station, 8 miles away (NOAA).
Largest workplaces in Fairfax County
- Fairfax County Public SchoolsSchool district28,829FTE
- Inova Fairfax HospitalGeneral hospital11,085FTE
- George Mason UniversityUniversity or college6,112
- J & J Worldwide ServicesBase facilities operation support services3,025
- Northern Virginia Community CollegeTwo-year college2,762
- MTSI Modern Tech SolutionsDefense contract engineering services2,334
- Clark Construction GroupAddition, alteration and renovation for-sale builders, commercial and institutional building2,204
- Hilton Worldwide Holdings, Inc.Hotels2,186
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 664 workplaces with 20 or more staff, 129,174 people in all across the county; Mount Vernon has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Coastal floodingRelatively moderate
- Winter weatherRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Mount Vernon’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Fairfax County and the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.
Mount Vernon home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Mount Vernon$579,517
- Virginia$412,252
- United States$366,157
Sellers are cutting prices on about 1 in 4 Mount Vernon listings, and the typical home goes pending in 21 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Mount Vernon26.05%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Mount Vernon21
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Mount Vernon107
New listings per month
Sellers arriving at the market.
- Mount Vernon34
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Mount Vernon$601,177
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Mount Vernon99.61%
Zip codes with a Mount Vernon address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mount Vernon — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.