to buy the typical home at today's mortgage rate — +$544 (+134%) since Jan 2020.
- 1 year
- Up $10,273 +6%
- $170,661$180,934 since Sep 2025
- 5 years
- Up $50,045 +38%
- $130,889$180,934 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Clay County$950
- Nebraska$1,461
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Clay County, NE rose 6.0% over the past year — faster than the nation's +1.2%.
Clay County, NE home values
Against the state and national figures. Mid-tier homes, smoothed and seasonally adjusted.
- Clay County$180,934
- Nebraska$278,299
- United States$366,157
Property taxes
The Census’s survey of what owners say they pay. Levy by levy, and a check of one home’s own bill, the site covers Ohio’s.
Got this county's reappraisal notice in hand? Check your property taxes — anonymous, and it helps close the two-year data gap.
The reassessment wedge (index, Dec 2017 = 100)
Home values move monthly; tax bills move when the assessor catches up. The space between the lines is the catch-up still to come — tax data is ACS, roughly two years behind, and that lag is the point. Where a roll segment appears, named by its release year, it bridges to the median bill on current assessment rolls (AssessorSearch Data Lab, a different instrument, shown only where it agrees with ACS levels).
- Home value192
- Median tax bill126
Zip codes in Clay County, NE
By share of each zip's area inside this county — a zip straddling a boundary appears here and in its neighbour, which is the truth of it.
| Zip activate to sort by Zip | City activate to sort by City | In county sorted descending, activate to sort ascending | Rent activate to sort by Rent | 1-yr Δ activate to sort by 1-yr Δ | Home value activate to sort by Home value | 1-yr Δ activate to sort by 1-yr Δ |
|---|---|---|---|---|---|---|
| 68938 | Fairfield | 100% | — | — | $186,365 | +13.2% |
| 68933 | Clay Center | 100% | — | — | $186,360 | +6.5% |
| 68944 | Harvard | 89% | — | — | $133,177 | +4.2% |
| 68979 | Sutton | 64% | — | — | $212,761 | +7.2% |
| 68935 | Edgar | 64% | — | — | $158,097 | +3.7% |
| 68941 | Glenvil | 59% | — | — | $237,790 | +5.5% |
| 68980 | Trumbull | 46% | — | — | $279,257 | +4.4% |
| 68901 | Hastings | 14% | $1,209 | — | $201,558 | +1.3% |
| 68818 | Aurora | 6% | — | — | $273,378 | +5.1% |
| 68436 | Davenport | 4% | — | — | $197,539 | +5.0% |
| 68957 | Lawrence | 2% | — | — | $198,218 | +8.5% |