Zip lookup · NE

68944
Harvard, Nebraska.

Harvard, Clay County, NE · population 1,252

What it costs per month · 68944 $699/mo

to buy the typical home at today's mortgage rate — +$424 (+154%) since Jan 2020.

What the home itself did
1 year
Up $5,419 +4%
$127,758$133,177 since Sep 2025
5 years
Up $42,588 +47%
$90,589$133,177 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 68944 $699 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 68944$699
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in zip 68944 rose 4.2% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Clay County, NE 89% · Hamilton County, NE 11%

Zillow also publishes an index for the city itself: Harvard, NE — measured over the city limits, which is a different area from this zip.

Typical home value $133,177 as of Sep 2026
+4.2%year on year

Typical home value — 68944

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 68944 $133,177 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 68944$133,177
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
8.7 68933 Clay Center 851 — $186,360
9.1 68980 Trumbull 561 — $279,257
9.5 68841 Giltner 649 — $307,497
13.0 68979 Sutton 1,572 — $212,761
13.5 68818 Aurora 5,680 — $273,378
14.6 68901 Hastings 26,264 $1,209 $201,558
14.8 68941 Glenvil 683 — $237,790
15.0 68938 Fairfield 532 — $186,365
16.9 68832 Doniphan 2,126 — $352,293
18.3 68865 Phillips 941 — $353,930
18.8 68371 Henderson 1,314 — $244,818
19.1 68935 Edgar 726 — $158,097
19.2 68365 Grafton 288 — $176,418

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.