States · Florida

Duval County, Florida.

Typical home $294,079 (-0.3% in a year), asking rent $1,603 (+2.5%). Jacksonville, FL metro.

What it costs per month · Duval County, FL $1,544/mo

to buy the typical home at today's mortgage rate — +$802 (+108%) since Jan 2020.

What the home itself did
1 year
Down $932 -0%
$295,011$294,079 since Sep 2025
5 years
Up $39,233 +15%
$254,846$294,079 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Duval County $1,544 Florida $1,970 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Duval County$1,544
  • Florida$1,970
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 24 years.

Typical home values in Duval County, FL fell 0.3% over the past year — slower than the nation's +1.2%.

Asking rents in Duval County, FL rose 2.5% over the past year — in step with the nation.

Owning the typical home in Duval County, FL runs $438/mo more than renting one. The gap peaked at $675 in Oct 2023.

That is $2,041 a month against $1,603 rent: a $1,544 mortgage payment, plus $183 property tax and $315 insurance & upkeep.

Owning vs renting — Duval County, FL

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $2,041 Renting $1,603 Mortgage only $1,544
$1,000 $1,500 $2,000 2018 2022 2026
  • Owning all in$2,041
  • Renting$1,603
  • Mortgage only$1,544

Property tax · $183/mo 0.75% of value a year — the ACS 2020-2024 median bill over the median home value for Duval County, FL

Insurance & upkeep · $315/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Duval County, FL home values

Against the state and national figures. Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Duval County $294,079 Florida $375,361 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Duval County$294,079
  • Florida$375,361
  • United States$366,157

Property taxes

The Census’s survey of what owners say they pay. Levy by levy, and a check of one home’s own bill, the site covers Ohio’s.

Median bill $2,264/yr ACS 2020–2024 · on a $303,500 median home
Effective rate 0.75% median bill ÷ median value, same survey · ACS 1-year 2024: 0.77% on a one-year window
On the 2026 roll $3,180/yr median bill on current assessment rolls, effective 1.15% — AssessorSearch Data Lab, shown because it agrees with the official levels above
Payment ÷ income 27% of the median household income ($71,277, ACS 2020–2024) — 30% is the standard affordability line
HUD Fair Market Rent $1,658/mo two-bedroom, FY2026 — the official benchmark housing assistance is priced against
Where the bill is headed $2,194/yr an estimate: that same rate on today's $294,079 typical value — reassessment hasn't finished catching up

Got this county's reappraisal notice in hand? Check your property taxes — anonymous, and it helps close the two-year data gap.

The reassessment wedge (index, Dec 2017 = 100)

Home values move monthly; tax bills move when the assessor catches up. The space between the lines is the catch-up still to come — tax data is ACS, roughly two years behind, and that lag is the point. Where a roll segment appears, named by its release year, it bridges to the median bill on current assessment rolls (AssessorSearch Data Lab, a different instrument, shown only where it agrees with ACS levels).

100 150 200 2018 2019 2020 2021 2022 2023 2024 2025 2026 Home value 166 Median tax bill 149 2026 roll 209
100 150 200 2018 2022 2026
  • Home value166
  • Median tax bill149
  • 2026 roll209

Zip codes in Duval County, FL

By share of each zip's area inside this county — a zip straddling a boundary appears here and in its neighbour, which is the truth of it.

Zip activate to sort by Zip City activate to sort by City In county sorted descending, activate to sort ascending Rent activate to sort by Rent 1-yr Δ activate to sort by 1-yr Δ Home value activate to sort by Home value 1-yr Δ activate to sort by 1-yr Δ
32266 Neptune Beach 100% $2,897 +7.2% $790,731 +7.5%
32250 Jacksonville Beach 100% $2,304 +1.3% $634,295 +3.0%
32233 Jacksonville 100% $1,854 +3.5% $477,636 +2.2%
32223 Jacksonville 100% $1,637 +7.8% $432,244 +1.8%
32226 Jacksonville 100% $2,391 +7.0% $384,198 +0.6%
32225 Jacksonville 100% $1,885 +4.6% $377,347 +1.4%
32258 Jacksonville 100% $1,811 +1.5% $365,020 +0.3%
32257 Jacksonville 100% $1,469 +1.8% $344,031 +0.2%
32204 Jacksonville 100% $1,549 +1.4% $321,143 -0.3%
32222 Jacksonville 100% $1,846 +1.5% $315,100 -1.5%
32246 Jacksonville 100% $1,750 +3.4% $313,935 -0.8%
32256 Jacksonville 100% $1,560 +3.0% $308,568 -3.1%
32217 Jacksonville 100% $1,356 +3.0% $306,658 +0.9%
32218 Jacksonville 100% $1,628 +1.5% $298,652 +0.6%
32221 Jacksonville 100% $1,938 +4.2% $294,541 -1.5%
32219 Jacksonville 100% $2,043 +7.0% $292,918 +0.6%
32220 Jacksonville 100% $1,836 +4.0% $287,492 -0.1%
32277 Jacksonville 100% $1,431 +1.7% $284,347 +1.4%
32207 Jacksonville 100% $1,571 +4.3% $278,285 +1.2%
32216 Jacksonville 100% $1,512 +1.6% $262,942 +0.4%
32244 Jacksonville 100% $1,594 +0.5% $254,345 -0.9%
32205 Jacksonville 100% $1,621 +3.6% $251,695 -3.7%
32211 Jacksonville 100% $1,431 +2.4% $247,902 +1.4%
32210 Jacksonville 100% $1,375 +3.6% $220,477 -1.6%
32202 Jacksonville 100% $1,518 -0.8% $149,004 -11.3%
32208 Jacksonville 100% $1,362 +1.1% $148,184 -1.5%
32206 Jacksonville 100% $1,432 +2.0% $129,219 -1.9%
32254 Jacksonville 100% $1,340 +2.3% $124,839 -7.0%
32209 Jacksonville 100% $1,216 +2.2% $104,814 -5.1%
32224 Jacksonville 92% $1,606 +1.7% $460,129 +0.8%
32234 Jacksonville 46% $1,811 — $293,288 +0.3%
32081 Ponte Vedra 10% $2,383 +2.9% $663,405 -0.7%
32259 Saint Johns 1% $2,001 +0.2% $546,728 -0.7%