States · Oklahoma

McClain County, Oklahoma.

Typical home $285,440 (+0.8% in a year), asking rent $1,561 (+5.1%). Oklahoma City, OK metro.

What it costs per month · McClain County, OK $1,498/mo

to buy the typical home at today's mortgage rate — +$779 (+108%) since Jan 2020.

What the home itself did
1 year
Up $2,180 +1%
$283,260$285,440 since Sep 2025
5 years
Up $49,961 +21%
$235,479$285,440 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 McClain County $1,498 Oklahoma $1,159 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • McClain County$1,498
  • Oklahoma$1,159
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in McClain County, OK rose 0.8% over the past year — slower than the nation's +1.2%.

Asking rents in McClain County, OK rose 5.1% over the past year — faster than the nation's +2.7%.

Owning the typical home in McClain County, OK runs $431/mo more than renting one. The gap peaked at $627 in Oct 2023.

That is $1,992 a month against $1,561 rent: a $1,498 mortgage payment, plus $188 property tax and $306 insurance & upkeep.

Owning vs renting — McClain County, OK

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,250 $1,500 $1,750 $2,000 2022 2023 2024 2025 2026 Owning all in $1,992 Renting $1,561 Mortgage only $1,498
$1,250 $1,500 $1,750 $2,000 2022 2024 2026
  • Owning all in$1,992
  • Renting$1,561
  • Mortgage only$1,498

Property tax · $188/mo 0.79% of value a year — the ACS 2020-2024 median bill over the median home value for McClain County, OK

Insurance & upkeep · $306/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

McClain County, OK home values

Against the state and national figures. Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 McClain County $285,440 Oklahoma $220,801 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • McClain County$285,440
  • Oklahoma$220,801
  • United States$366,157

Property taxes

The Census’s survey of what owners say they pay. Levy by levy, and a check of one home’s own bill, the site covers Ohio’s.

Median bill $2,023/yr ACS 2020–2024 · on a $255,900 median home
Effective rate 0.79% median bill ÷ median value, same survey
On the 2026 roll $2,497/yr median bill on current assessment rolls, effective 0.90% — AssessorSearch Data Lab, shown because it agrees with the official levels above
Payment ÷ income 22% of the median household income ($84,552, ACS 2020–2024) — 30% is the standard affordability line
HUD Fair Market Rent $1,244/mo two-bedroom, FY2026 — the official benchmark housing assistance is priced against
Where the bill is headed $2,257/yr an estimate: that same rate on today's $285,440 typical value — reassessment hasn't finished catching up

Got this county's reappraisal notice in hand? Check your property taxes — anonymous, and it helps close the two-year data gap.

The reassessment wedge (index, Dec 2017 = 100)

Home values move monthly; tax bills move when the assessor catches up. The space between the lines is the catch-up still to come — tax data is ACS, roughly two years behind, and that lag is the point. Where a roll segment appears, named by its release year, it bridges to the median bill on current assessment rolls (AssessorSearch Data Lab, a different instrument, shown only where it agrees with ACS levels).

100 125 150 175 2018 2019 2020 2021 2022 2023 2024 2025 2026 Home value 160 Median tax bill 151 2026 roll 186
100 125 150 175 2018 2022 2026
  • Home value160
  • Median tax bill151
  • 2026 roll186

Zip codes in McClain County, OK

By share of each zip's area inside this county — a zip straddling a boundary appears here and in its neighbour, which is the truth of it.

Zip activate to sort by Zip City activate to sort by City In county sorted descending, activate to sort ascending Rent activate to sort by Rent 1-yr Δ activate to sort by 1-yr Δ Home value activate to sort by Home value 1-yr Δ activate to sort by 1-yr Δ
73093 Goldsby 100% — — $337,712 -0.1%
73065 Newcastle 100% $1,544 +1.1% $283,341 +0.1%
73080 Purcell 100% — — $222,290 +0.7%
73095 Wayne 100% — — $194,787 +2.0%
74831 Wayne 87% — — $204,714 +2.5%
73010 Blanchard 48% $1,304 — $319,910 +2.3%
73052 Lindsay 38% — — $148,952 +1.5%
73057 Maysville 34% — — $134,628 +6.3%
73072 Norman 34% $1,469 +2.4% $317,809 +0.9%
73074 Paoli 22% — — $149,154 +8.7%
74872 Stratford 3% — — $188,248 +4.3%
73002 Alex 1% — — $173,693 +6.9%