12165
Spencertown, New York.
Spencertown, Columbia County, NY · Hudson, NY metro · population 220
to buy the typical home at today's mortgage rate — +$2,066 (+183%) since Jan 2020.
- 1 year
- Up $45,676 +8%
- $562,803$608,478 since Sep 2025
- 5 years
- Up $192,107 +46%
- $416,372$608,478 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 12165$3,194
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in zip 12165 rose 8.1% over the past year — faster than the nation's +1.2%.
Typical home value — 12165
Mid-tier homes, smoothed and seasonally adjusted.
- 12165$608,478
- Hudson$489,939
- United States$366,157
Within 20 miles
Showing 30 of 46 zips in range — sorting picks from all 46.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 2.6 | 12017 | Austerlitz | 471 | — | $732,344 |
| 2.9 | 12037 | Chatham | 3,926 | $1,300 | $503,787 |
| 5.6 | 01266 | West Stockbridge | 1,000 | — | $724,329 |
| 6.8 | 12060 | East Chatham | 1,859 | — | $558,485 |
| 6.9 | 12075 | Ghent | 3,248 | — | $550,139 |
| 7.2 | 12529 | Hillsdale | 2,410 | — | $593,161 |
| 7.3 | 01236 | Housatonic | 1,458 | — | $626,665 |
| 7.5 | 12029 | Canaan | 1,069 | — | $537,701 |
| 8.4 | 12565 | Philmont | 1,439 | — | $330,014 |
| 8.5 | 01254 | Richmond | 1,036 | — | $626,519 |
| 8.5 | 12136 | Old Chatham | 1,043 | — | $614,782 |
| 9.6 | 01262 | Stockbridge | 1,778 | — | $779,281 |
| 10.5 | 12184 | Valatie | 7,787 | — | $450,540 |
| 11.6 | 12024 | Brainard | 78 | — | $404,094 |
| 11.6 | 12106 | Kinderhook | 1,864 | — | $481,121 |
| 11.6 | 12130 | Niverville | 233 | — | $307,661 |
| 12.3 | 12125 | New Lebanon | 1,141 | — | $384,356 |
| 12.4 | 12521 | Craryville | 2,056 | — | $514,048 |
| 12.5 | 01230 | Great Barrington | 8,826 | $3,522 | $639,685 |
| 12.5 | 12517 | Copake Falls | 187 | — | $503,915 |
| 12.7 | 12513 | Claverack | 228 | — | $467,696 |
| 13.1 | 01240 | Lenox | 5,111 | — | $604,782 |
| 14.0 | 12173 | Stuyvesant | 2,099 | — | $378,550 |
| 14.1 | 12534 | Hudson | 17,176 | $2,546 | $452,356 |
| 14.4 | 01238 | Lee | 5,944 | $1,850 | $427,322 |
| 14.6 | 12516 | Copake | 1,925 | — | $492,139 |
| 14.8 | 12062 | East Nassau | 1,650 | — | $327,692 |
| 15.1 | 01201 | Pittsfield | 44,848 | $1,545 | $309,307 |
| 15.2 | 12123 | Nassau | 4,457 | — | $331,286 |
| 15.4 | 01258 | South Egremont | 193 | — | $740,899 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.