Zip lookup · NY

12565
Philmont, New York.

Philmont, Columbia County, NY · Hudson, NY metro · population 1,439

What it costs per month · 12565 $1,732/mo

to buy the typical home at today's mortgage rate — +$1,117 (+181%) since Jan 2020.

What the home itself did
1 year
Up $5,486 +2%
$324,528$330,014 since Sep 2025
5 years
Up $91,788 +39%
$238,226$330,014 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12565 $1,732 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12565$1,732
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 12565 rose 1.7% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Philmont, NY — measured over the city limits, which is a different area from this zip.

Typical home value $330,014 as of Sep 2026
+1.7%year on year

Typical home value — 12565

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 12565 $330,014 Hudson $489,939 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 12565$330,014
  • Hudson$489,939
  • United States$366,157

Within 20 miles

Showing 30 of 51 zips in range — sorting picks from all 51.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.7 12075 Ghent 3,248 — $550,139
4.2 12513 Claverack 228 — $467,696
5.4 12521 Craryville 2,056 — $514,048
5.8 12534 Hudson 17,176 $2,546 $452,356
6.0 12529 Hillsdale 2,410 — $593,161
7.5 12037 Chatham 3,926 $1,300 $503,787
8.4 12165 Spencertown 220 — $608,478
9.5 12015 Athens 3,852 — $446,490
10.3 12106 Kinderhook 1,864 — $481,121
10.5 12517 Copake Falls 187 — $503,915
10.7 12017 Austerlitz 471 — $732,344
10.8 12516 Copake 1,925 — $492,139
11.4 12502 Ancram 984 — $569,434
11.5 12173 Stuyvesant 2,099 — $378,550
11.9 12051 Coxsackie 5,876 — $306,128
12.0 12184 Valatie 7,787 — $450,540
12.5 12523 Elizaville 1,908 — $423,982
13.2 01266 West Stockbridge 1,000 — $724,329
13.4 12130 Niverville 233 — $307,661
13.4 12136 Old Chatham 1,043 — $614,782
13.7 01236 Housatonic 1,458 — $626,665
13.8 12060 East Chatham 1,859 — $558,485
14.0 12526 Germantown 3,548 — $588,919
14.0 12192 West Coxsackie 1,077 — $336,212
14.1 01258 South Egremont 193 — $740,899
14.3 12414 Catskill 10,169 $1,600 $344,716
15.0 12503 Ancramdale 732 — $589,299
15.4 12124 New Baltimore 298 — $361,801
15.6 12042 Climax 280 — $344,142
15.6 12029 Canaan 1,069 — $537,701

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.