Zip lookup · MD

20860
Sandy Spring, Maryland.

Sandy Spring, Montgomery County, MD · Washington-Arlington-Alexandria, DC-VA-MD-WV metro · population 2,035

What it costs per month · 20860 $4,224/mo

to buy the typical home at today's mortgage rate — +$1,976 (+88%) since Jan 2020.

What the home itself did
1 year
Up $2,989 +0%
$801,834$804,824 since Sep 2025
5 years
Up $86,686 +12%
$718,137$804,824 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 20860 $4,224 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 20860$4,224
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 30 years.

Typical home values in zip 20860 rose 0.4% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Sandy Spring, MD — measured over the city limits, which is a different area from this zip.

Typical home value $804,824 as of Sep 2026
+0.4%year on year

Typical home value — 20860

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 20860 $804,824 Washington $569,857 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • 20860$804,824
  • Washington$569,857
  • United States$366,157

Within 20 miles

Showing 30 of 126 zips in range — sorting picks from all 126.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.7 20861 Ashton 2,890 — $946,555
2.1 20862 Brinklow 430 — $900,452
2.3 20832 Olney 25,553 $2,813 $650,557
3.5 20905 Silver Spring 19,004 $2,658 $665,546
3.8 20777 Highland 3,221 — $984,731
3.8 20868 Spencerville 198 — $747,587
4.0 20833 Brookeville 7,860 — $801,829
4.5 20906 Silver Spring 70,595 $1,979 $436,799
4.8 20853 Rockville 31,851 $3,057 $623,829
5.5 20759 Fulton 6,624 — $994,204
5.5 20855 Derwood 17,279 $2,493 $673,748
5.7 21029 Clarksville 13,607 $3,500 $1,046,023
5.9 20866 Burtonsville 15,986 $2,500 $454,175
6.0 21036 Dayton 2,569 — $1,008,338
6.5 20904 Silver Spring 58,646 $1,946 $576,041
7.0 20851 Rockville 14,946 $2,558 $530,089
7.2 21737 Glenelg 2,474 — $1,193,112
7.4 20902 Silver Spring 54,261 $2,078 $529,256
7.7 20880 Washington Grove 577 — $610,898
7.8 20879 Gaithersburg 25,264 $1,995 $433,074
8.3 20882 Gaithersburg 13,751 — $785,756
8.5 20877 Gaithersburg 38,546 $2,051 $467,760
8.5 20852 Rockville 48,180 $2,295 $529,391
8.7 20896 Garrett Park 932 — $1,042,674
8.7 20707 Laurel 37,278 $1,989 $404,226
8.9 20723 Laurel 36,866 $2,134 $578,114
8.9 21044 Columbia 44,114 $2,332 $537,079
8.9 20895 Kensington 19,184 $3,111 $790,306
8.9 21738 Glenwood 3,696 — $977,442
9.0 20901 Silver Spring 36,435 $2,088 $582,044

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.