Zip lookup · MD

20906
Silver Spring, Maryland.

Silver Spring, Montgomery County, MD · Washington-Arlington-Alexandria, DC-VA-MD-WV metro · population 70,595

What it costs per month · 20906 $2,293/mo

to buy the typical home at today's mortgage rate — +$988 (+76%) since Jan 2020.

What the home itself did
1 year
Down $198 -0%
$436,997$436,799 since Sep 2025
5 years
Up $34,720 +9%
$402,079$436,799 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 20906 $2,293 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 20906$2,293
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 42 years.

Typical home values in zip 20906 fell 0.0% over the past year — slower than the nation's +1.2%.

Asking rents in zip 20906 rose 2.0% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 20906 runs $1,096/mo more than renting one. The gap peaked at $1,194 in Jan 2025.

That is $3,075 a month against $1,979 rent: a $2,293 mortgage payment, plus $315 property tax and $468 insurance & upkeep.

Owning vs renting — zip 20906

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 $3,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $3,075 Renting $1,979 Mortgage only $2,293
$1,500 $2,000 $2,500 $3,000 2018 2022 2026
  • Owning all in$3,075
  • Renting$1,979
  • Mortgage only$2,293

Property tax · $315/mo 0.87% of value a year — the ACS 2020-2024 median bill over the median home value for Montgomery County, MD

Insurance & upkeep · $468/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Silver Spring, MD — measured over the city limits, which is a different area from this zip.

Asking rent $1,979 as of Sep 2026
+2.0%year on year
Typical home value $436,799 as of Sep 2026
-0.0%year on year

Asking rent — 20906

Against the Washington-Arlington-Alexandria, DC-VA-MD-WV metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 $2,250 2018 2019 2020 2021 2022 2023 2024 2025 2026 20906 $1,979 Washington $2,407 United States $1,932
$1,250 $1,500 $1,750 $2,000 $2,250 2018 2022 2026
  • 20906$1,979
  • Washington$2,407
  • United States$1,932

Typical home value — 20906

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 20906 $436,799 Washington $569,857 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 20906$436,799
  • Washington$569,857
  • United States$366,157

Within 20 miles

Showing 30 of 147 zips in range — sorting picks from all 147.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
2.3 20853 Rockville 31,851 $3,057 $623,829
3.2 20902 Silver Spring 54,261 $2,078 $529,256
3.6 20851 Rockville 14,946 $2,558 $530,089
3.8 20905 Silver Spring 19,004 $2,658 $665,546
4.3 20896 Garrett Park 932 — $1,042,674
4.4 20904 Silver Spring 58,646 $1,946 $576,041
4.4 20895 Kensington 19,184 $3,111 $790,306
4.4 20832 Olney 25,553 $2,813 $650,557
4.5 20860 Sandy Spring 2,035 — $804,824
4.5 20852 Rockville 48,180 $2,295 $529,391
5.0 20861 Ashton 2,890 — $946,555
5.2 20901 Silver Spring 36,435 $2,088 $582,044
5.3 20855 Derwood 17,279 $2,493 $673,748
5.3 20868 Spencerville 198 — $747,587
6.0 20910 Silver Spring 45,943 $1,957 $633,263
6.1 20903 Silver Spring 24,815 $1,786 $507,532
6.3 20814 Bethesda 32,795 $2,852 $762,088
6.6 20862 Brinklow 430 — $900,452
6.7 20866 Burtonsville 15,986 $2,500 $454,175
6.7 20850 Rockville 50,353 $2,467 $670,975
7.3 20880 Washington Grove 577 — $610,898
7.4 20815 Chevy Chase 30,505 $2,801 $1,150,207
7.6 20777 Highland 3,221 — $984,731
7.7 20783 Hyattsville 50,333 $1,761 $397,298
7.7 20012 Washington 17,519 $2,177 $789,996
7.9 20912 Takoma Park 25,749 $1,600 $672,290
8.0 20877 Gaithersburg 38,546 $2,051 $467,760
8.0 20817 Bethesda 37,454 $3,077 $1,281,391
8.1 20833 Brookeville 7,860 — $801,829
8.2 20759 Fulton 6,624 — $994,204

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.