Zip lookup · NC

28042
28042, North Carolina.

, Cleveland County, NC · Shelby, NC metro · population 299

What it costs per month · 28042 $1,071/mo

to buy the typical home at today's mortgage rate — +$332 (+45%) since Feb 2022.

What the home itself did
1 year
Up $13,744 +7%
$190,357$204,101 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 28042 $1,071 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 28042$1,071
  • United States$1,922

Typical home values in zip 28042 rose 7.2% over the past year — faster than the nation's +1.2%.

Typical home value $204,101 as of Sep 2026
+7.2%year on year

Typical home value — 28042

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2022 2023 2024 2025 2026 28042 $204,101 Shelby $210,558 United States $366,157
$200,000 $250,000 $300,000 $350,000 2022 2024 2026
  • 28042$204,101
  • Shelby$210,558
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.9 28090 Lawndale 7,268 — $167,637
5.7 28021 Cherryville 13,865 $1,075 $248,403
6.5 28150 Shelby 28,142 $1,017 $201,617
7.6 28136 Polkville 66 — $144,580
10.3 28168 Vale 10,484 — $291,937
10.3 28020 Casar 2,240 — $145,305
10.3 28033 Crouse 3,481 — $298,156
13.4 28152 Shelby 26,134 $1,299 $220,663
13.8 28040 Ellenboro 6,961 — $185,180
14.4 28016 Bessemer City 13,109 $1,410 $237,252
14.6 28086 Kings Mountain 29,460 $1,701 $247,082
14.9 28092 Lincolnton 40,350 $1,376 $296,311
15.3 28017 Boiling Springs 663 — $230,482
15.7 28073 Grover 5,890 — $175,869
16.7 28018 Bostic 5,034 — $215,907
16.7 28612 Connelly Springs 11,290 — $236,219
18.8 28602 Hickory 31,113 $1,572 $250,116
19.0 28114 Mooresboro 7,104 — $155,295
19.1 28034 Dallas 18,979 $1,928 $281,669

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.