Zip lookup · NC

28621
Elkin, North Carolina.

Elkin, Surry County, NC · Mount Airy, NC metro · population 9,403

What it costs per month · 28621 $1,191/mo

to buy the typical home at today's mortgage rate — +$713 (+149%) since Jan 2020.

What the home itself did
1 year
Up $6,684 +3%
$220,214$226,899 since Sep 2025
5 years
Up $57,170 +34%
$169,728$226,899 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 28621 $1,191 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 28621$1,191
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 28621 rose 3.0% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Surry County, NC 68% · Wilkes County, NC 32%

Zillow also publishes an index for the city itself: Elkin, NC — measured over the city limits, which is a different area from this zip.

Typical home value $226,899 as of Sep 2026
+3.0%year on year

Typical home value — 28621

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 28621 $226,899 Mount Airy $241,904 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 28621$226,899
  • Mount Airy$241,904
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.8 28676 State Road 3,100 — $258,234
5.9 28642 Jonesville 5,602 — $179,262
6.6 27017 Dobson 10,085 — $263,352
6.9 28683 Thurmond 1,614 — $229,584
9.2 28670 Ronda 2,124 — $208,659
10.0 27011 Boonville 5,582 — $224,366
10.5 28669 Roaring River 2,935 — $210,567
10.9 28668 Roaring Gap 40 — $359,809
11.7 28685 Traphill 2,181 — $188,498
14.0 28627 Glade Valley 1,193 — $355,895
14.2 27020 Hamptonville 6,207 — $245,963
14.7 27007 Ararat 2,095 — $287,252
14.9 27024 Lowgap 2,387 — $223,348
16.2 28635 Hays 2,669 — $203,874
16.7 28659 North Wilkesboro 21,422 — $209,576
16.9 27030 Mount Airy 36,241 $1,163 $219,933
17.1 28623 Ennice 1,814 — $221,201
17.5 27055 Yadkinville 14,674 — $247,030
19.1 28689 Union Grove 2,188 — $345,759
19.2 27018 East Bend 7,388 — $263,055
19.2 24351 Lambsburg 562 — $124,952

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.