28635
Hays, North Carolina.
Hays, Wilkes County, NC · North Wilkesboro, NC metro · population 2,669
to buy the typical home at today's mortgage rate — +$618 (+137%) since Jan 2020.
- 1 year
- Up $8,350 +4%
- $195,524$203,874 since Sep 2025
- 5 years
- Up $54,629 +37%
- $149,246$203,874 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 28635$1,070
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in zip 28635 rose 4.3% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Hays, NC — measured over the city limits, which is a different area from this zip.
Typical home value — 28635
Mid-tier homes, smoothed and seasonally adjusted.
- 28635$203,874
- North Wilkesboro$225,065
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 4.8 | 28685 | Traphill | 2,181 | — | $188,498 |
| 9.1 | 28668 | Roaring Gap | 40 | — | $359,809 |
| 9.8 | 28651 | Millers Creek | 5,578 | — | $229,203 |
| 10.4 | 28627 | Glade Valley | 1,193 | — | $355,895 |
| 10.4 | 28644 | Laurel Springs | 1,433 | — | $293,321 |
| 10.4 | 28669 | Roaring River | 2,935 | — | $210,567 |
| 11.8 | 28659 | North Wilkesboro | 21,422 | — | $209,576 |
| 12.0 | 28675 | Sparta | 6,745 | — | $245,359 |
| 12.5 | 28683 | Thurmond | 1,614 | — | $229,584 |
| 13.7 | 28697 | Wilkesboro | 13,412 | — | $272,190 |
| 14.8 | 28670 | Ronda | 2,124 | — | $208,659 |
| 15.0 | 28676 | State Road | 3,100 | — | $258,234 |
| 16.1 | 28623 | Ennice | 1,814 | — | $221,201 |
| 16.2 | 28665 | Purlear | 2,483 | — | $289,657 |
| 16.2 | 28621 | Elkin | 9,403 | — | $226,899 |
| 16.4 | 28640 | Jefferson | 4,820 | — | $373,602 |
| 17.0 | 28663 | Piney Creek | 802 | — | $310,547 |
| 17.7 | 28617 | Crumpler | 1,839 | — | $330,534 |
| 18.7 | 28654 | Moravian Falls | 3,168 | — | $237,197 |
| 18.8 | 28642 | Jonesville | 5,602 | — | $179,262 |
| 19.5 | 28694 | West Jefferson | 7,626 | — | $355,579 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.