Zip lookup · NC

28631
Grassy Creek, North Carolina.

Grassy Creek, Ashe County, NC · population 684

What it costs per month · 28631 $1,729/mo

to buy the typical home at today's mortgage rate — +$825 (+91%) since Jan 2020.

What the home itself did
1 year
Up $5,596 +2%
$323,802$329,398 since Sep 2025
5 years
Up $16,707 +5%
$312,691$329,398 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 28631 $1,729 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 28631$1,729
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 67 years.

Typical home values in zip 28631 rose 1.7% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Ashe County, NC 90% · Alleghany County, NC 10%

Zillow also publishes an index for the city itself: Grassy Creek, NC — measured over the city limits, which is a different area from this zip.

Typical home value $329,398 as of Sep 2026
+1.7%year on year

Typical home value — 28631

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 2018 2020 2022 2024 2026 28631 $329,398 United States $366,157
$250,000 $300,000 $350,000 2018 2022 2026
  • 28631$329,398
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.3 24363 Mouth Of Wilson 1,031 — $230,263
4.9 28617 Crumpler 1,839 — $330,534
6.2 28663 Piney Creek 802 — $310,547
7.1 28643 Lansing 3,615 — $276,215
9.7 24378 Troutdale 1,056 — $212,494
10.0 28693 Warrensville 1,071 — $277,704
10.2 28640 Jefferson 4,820 — $373,602
10.3 24292 Whitetop 555 — $180,116
11.5 28644 Laurel Springs 1,433 — $293,321
13.6 28694 West Jefferson 7,626 — $355,579
14.4 24348 Independence 4,855 — $223,481
14.8 28615 Creston 1,878 — $272,011
15.2 24375 Sugar Grove 1,711 — $148,388
15.6 28675 Sparta 6,745 — $245,359
17.0 24326 Elk Creek 858 — $245,039
17.6 37680 Laurel Bloomery 897 — $190,507
18.6 28626 Fleetwood 3,173 — $405,918
18.9 28684 Todd 1,961 — $459,488
19.2 24236 Damascus 3,109 — $207,653
19.9 24319 Chilhowie 6,997 — $193,924
20.0 24354 Marion 13,001 — $167,585

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.