Zip lookup · NC

28684
Todd, North Carolina.

Todd, Watauga County, NC · Boone, NC metro · population 1,961

What it costs per month · 28684 $2,412/mo

to buy the typical home at today's mortgage rate — +$1,386 (+135%) since Jan 2020.

What the home itself did
1 year
Down $923 -0%
$460,412$459,488 since Sep 2025
5 years
Up $89,956 +24%
$369,533$459,488 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 28684 $2,412 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 28684$2,412
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 28684 fell 0.2% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Ashe County, NC 56% · Watauga County, NC 44%

Zillow also publishes an index for the city itself: Todd, NC — measured over the city limits, which is a different area from this zip.

Typical home value $459,488 as of Sep 2026
-0.2%year on year

Typical home value — 28684

Mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2020 2022 2024 2026 28684 $459,488 Boone $507,770 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • 28684$459,488
  • Boone$507,770
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.7 28698 Zionville 2,320 — $340,247
7.1 28626 Fleetwood 3,173 — $405,918
8.0 37691 Trade 475 — $266,840
8.1 28694 West Jefferson 7,626 — $355,579
8.4 28607 Boone 35,679 $2,336 $491,351
9.1 28615 Creston 1,878 — $272,011
9.7 28693 Warrensville 1,071 — $277,704
10.5 28618 Deep Gap 2,208 — $396,949
10.5 28692 Vilas 4,367 — $421,023
12.5 28640 Jefferson 4,820 — $373,602
13.6 28679 Sugar Grove 2,454 — $405,027
14.0 37683 Mountain City 12,943 — $233,747
14.2 28643 Lansing 3,615 — $276,215
14.7 28605 Blowing Rock 3,883 — $775,424
16.1 28665 Purlear 2,483 — $289,657
16.6 28617 Crumpler 1,839 — $330,534
16.9 28604 Banner Elk 7,869 — $490,818
17.6 37680 Laurel Bloomery 897 — $190,507
18.7 28624 Ferguson 1,438 — $220,548
18.9 28631 Grassy Creek 684 — $329,398
19.0 28651 Millers Creek 5,578 — $229,203
19.4 24292 Whitetop 555 — $180,116

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.