32466
Youngstown, Florida.
Youngstown, Bay County, FL · Panama City, FL metro · population 5,916
to buy the typical home at today's mortgage rate — +$779 (+125%) since Jan 2020.
- 1 year
- Up $4,726 +2%
- $262,745$267,471 since Sep 2025
- 5 years
- Up $43,408 +19%
- $224,063$267,471 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 32466$1,404
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in zip 32466 rose 1.8% over the past year — faster than the nation's +1.2%.
This zip spans 3 counties: Bay County, FL 66% · Calhoun County, FL 24% · Washington County, FL 10%
Zillow also publishes an index for the city itself: Youngstown, FL — measured over the city limits, which is a different area from this zip.
Typical home value — 32466
Mid-tier homes, smoothed and seasonally adjusted.
- 32466$267,471
- Panama City$342,980
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 9.2 | 32438 | Fountain | 4,815 | — | $161,598 |
| 13.8 | 32404 | Panama City | 42,514 | $1,783 | $283,143 |
| 14.4 | 32430 | Clarksville | 815 | — | $199,277 |
| 14.8 | 32409 | Panama City | 11,113 | — | $372,128 |
| 15.2 | 32444 | Lynn Haven | 21,459 | $1,961 | $323,119 |
| 17.2 | 32449 | Wewahitchka | 769 | — | $157,201 |
| 17.2 | 32428 | Chipley | 17,950 | — | $227,875 |
| 17.7 | 32405 | Panama City | 29,984 | $1,569 | $288,952 |
| 18.0 | 32420 | Alford | 2,159 | — | $203,170 |
| 18.9 | 32421 | Altha | 4,035 | — | $182,751 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.