Zip lookup · FL

33540
Zephyrhills, Florida.

Zephyrhills, Pasco County, FL · Tampa-St. Petersburg-Clearwater, FL metro · population 11,390

What it costs per month · 33540 $1,723/mo

to buy the typical home at today's mortgage rate — +$938 (+120%) since Jan 2020.

What the home itself did
1 year
Down $8,258 -2%
$336,452$328,195 since Sep 2025
5 years
Up $47,333 +17%
$280,861$328,195 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 33540 $1,723 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 33540$1,723
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 22 years.

Typical home values in zip 33540 fell 2.5% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Pasco County, FL 92% · Hillsborough County, FL 8%

Zillow also publishes an index for the city itself: Zephyrhills, FL — measured over the city limits, which is a different area from this zip.

Asking rent $2,295 as of Sep 2026
Typical home value $328,195 as of Sep 2026
-2.5%year on year

Asking rent — 33540

Against the Tampa-St. Petersburg-Clearwater, FL metro and the national benchmark.

Not enough data to draw this yet.

Typical home value — 33540

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 33540 $328,195 Tampa $356,843 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 33540$328,195
  • Tampa$356,843
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.1 33542 Zephyrhills 23,612 $1,503 $224,667
4.5 33541 Zephyrhills 24,654 $1,878 $337,428
4.5 33849 Kathleen 851 — $389,385
8.3 33525 Dade City 21,077 $1,631 $343,940
9.0 33810 Lakeland 55,137 $2,076 $315,049
9.0 33565 Plant City 18,108 $2,358 $394,961
9.1 33545 Wesley Chapel 30,222 $2,255 $389,568
9.6 33543 Wesley Chapel 40,648 $2,296 $405,011
11.2 33809 Lakeland 30,797 $1,615 $310,626
11.7 33592 Thonotosassa 12,333 $1,517 $406,535
12.6 33576 San Antonio 6,273 $1,978 $341,386
13.7 33544 Wesley Chapel 29,901 $2,081 $420,102
14.1 33563 Plant City 25,896 $1,584 $277,289
14.2 33647 Tampa 74,844 $1,805 $466,612
15.4 33523 Dade City 19,435 $1,994 $258,333
15.4 33815 Lakeland 13,975 $1,701 $181,389
15.8 33566 Plant City 24,521 $1,792 $360,507
16.5 33559 Lutz 18,831 $2,011 $371,848
16.6 33805 Lakeland 28,751 $1,484 $229,319
16.9 34639 Land O'Lakes 30,831 $2,256 $402,709
17.0 33584 Seffner 28,579 $2,211 $353,694
17.3 33527 Dover 17,364 $1,650 $438,892
17.6 33637 Tampa 17,658 $1,768 $295,896
18.4 33811 Lakeland 29,472 $2,125 $334,737
18.5 33868 Polk City 13,827 — $247,705
19.0 33549 Lutz 18,178 $2,037 $438,944
19.4 33617 Tampa 47,851 $1,648 $296,091
19.5 33803 Lakeland 29,321 $1,612 $286,133
19.8 33801 Lakeland 35,394 $1,459 $231,486
19.9 34637 Land O'Lakes 13,049 $2,465 $423,502

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.