Zip lookup · FL

33584
Seffner, Florida.

Seffner, Hillsborough County, FL · Tampa-St. Petersburg-Clearwater, FL metro · population 28,579

What it costs per month · 33584 $1,856/mo

to buy the typical home at today's mortgage rate — +$1,051 (+130%) since Jan 2020.

What the home itself did
1 year
Down $1,325 -0%
$355,019$353,694 since Sep 2025
5 years
Up $67,500 +24%
$286,195$353,694 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 33584 $1,856 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 33584$1,856
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 33584 fell 0.4% over the past year — slower than the nation's +1.2%.

Asking rents in zip 33584 rose 2.3% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 33584 runs $263/mo more than renting one. The gap peaked at $620 in Oct 2023.

That is $2,474 a month against $2,211 rent: a $1,856 mortgage payment, plus $239 property tax and $379 insurance & upkeep.

Owning vs renting — zip 33584

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 $2,500 2021 2022 2023 2024 2025 2026 Owning all in $2,474 Renting $2,211 Mortgage only $1,856
$1,000 $1,500 $2,000 $2,500 2022 2024 2026
  • Owning all in$2,474
  • Renting$2,211
  • Mortgage only$1,856

Property tax · $239/mo 0.81% of value a year — the ACS 2020-2024 median bill over the median home value for Hillsborough County, FL

Insurance & upkeep · $379/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Seffner, FL — measured over the city limits, which is a different area from this zip.

Asking rent $2,211 as of Sep 2026
+2.3%year on year
Typical home value $353,694 as of Sep 2026
-0.4%year on year

Asking rent — 33584

Against the Tampa-St. Petersburg-Clearwater, FL metro and the national benchmark.

$1,500 $1,750 $2,000 $2,250 2021 2022 2023 2024 2025 2026 33584 $2,211 Tampa $1,991 United States $1,932
$1,500 $1,750 $2,000 $2,250 2022 2024 2026
  • 33584$2,211
  • Tampa$1,991
  • United States$1,932

Typical home value — 33584

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 33584 $353,694 Tampa $356,843 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 33584$353,694
  • Tampa$356,843
  • United States$366,157

Within 20 miles

Showing 30 of 54 zips in range — sorting picks from all 54.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.6 33510 Brandon 30,578 $1,761 $341,382
5.1 33527 Dover 17,364 $1,650 $438,892
5.2 33637 Tampa 17,658 $1,768 $295,896
5.4 33594 Valrico 37,361 $2,398 $365,991
5.6 33610 Tampa 46,587 $1,864 $276,197
6.5 33592 Thonotosassa 12,333 $1,517 $406,535
6.7 33511 Brandon 62,138 $1,704 $360,338
6.7 33617 Tampa 47,851 $1,648 $296,091
7.3 33619 Tampa 41,396 $1,903 $287,026
8.8 33596 Valrico 27,757 $2,796 $456,593
9.3 33605 Tampa 16,030 $1,911 $258,789
9.8 33647 Tampa 74,844 $1,805 $466,612
9.9 33565 Plant City 18,108 $2,358 $394,961
10.0 33563 Plant City 25,896 $1,584 $277,289
10.1 33604 Tampa 40,055 $1,509 $320,904
10.3 33612 Tampa 49,005 $1,500 $295,873
10.6 33566 Plant City 24,521 $1,792 $360,507
10.6 33578 Riverview 60,651 $1,937 $334,713
10.8 33603 Tampa 19,869 $1,912 $402,755
10.8 33602 Tampa 21,452 $2,692 $519,979
11.1 33613 Tampa 37,591 $1,428 $317,046
11.2 33569 Riverview 27,867 $2,417 $389,725
11.8 33567 Plant City 12,562 — $386,505
11.9 33606 Tampa 24,570 $2,338 $862,670
12.8 33559 Lutz 18,831 $2,011 $371,848
13.2 33614 Tampa 47,298 $1,473 $349,913
13.2 33549 Lutz 18,178 $2,037 $438,944
13.5 33618 Tampa 27,771 $1,607 $468,345
13.6 33543 Wesley Chapel 40,648 $2,296 $405,011
13.7 33534 Gibsonton 17,740 $2,272 $313,707

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.