33914
Cape Coral, Florida.
Cape Coral, Lee County, FL · Cape Coral-Fort Myers, FL metro · population 45,540
to buy the typical home at today's mortgage rate — +$1,126 (+104%) since Jan 2020.
- 1 year
- Down $5,056 -1%
- $425,609$420,552 since Sep 2025
- 5 years
- Up $1,714 +0%
- $418,839$420,552 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 33914$2,207
- United States$1,922
Typical home values in zip 33914 fell 1.2% over the past year — slower than the nation's +1.2%.
Asking rents in zip 33914 fell 1.5% over the past year — slower than the nation's +2.7%.
Owning the typical home in zip 33914 runs $965/mo more than renting one. The gap peaked at $1,649 in Oct 2022.
That is $2,934 a month against $1,969 rent: a $2,207 mortgage payment, plus $277 property tax and $450 insurance & upkeep.
Owning vs renting — zip 33914
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,934
- Renting$1,969
- Mortgage only$2,207
Property tax · $277/mo 0.79% of value a year — the ACS 2020-2024 median bill over the median home value for Lee County, FL
Insurance & upkeep · $450/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Zillow also publishes an index for the city itself: Cape Coral, FL — measured over the city limits, which is a different area from this zip.
Asking rent — 33914
Against the Cape Coral-Fort Myers, FL metro and the national benchmark.
- 33914$1,969
- Cape Coral$1,827
- United States$1,932
Typical home value — 33914
Mid-tier homes, smoothed and seasonally adjusted.
- 33914$420,552
- Cape Coral$334,479
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 4.2 | 33991 | Cape Coral | 27,725 | $1,864 | $357,634 |
| 4.6 | 33904 | Cape Coral | 33,599 | $1,976 | $336,011 |
| 5.0 | 33956 | Saint James City | 3,405 | — | $426,662 |
| 6.1 | 33990 | Cape Coral | 34,713 | $1,860 | $320,960 |
| 7.2 | 33993 | Cape Coral | 35,580 | $2,054 | $325,023 |
| 7.2 | 33919 | Fort Myers | 30,412 | $1,713 | $243,376 |
| 8.7 | 33908 | Fort Myers | 37,423 | $1,790 | $319,110 |
| 9.1 | 33907 | Fort Myers | 25,033 | $1,406 | $198,448 |
| 9.2 | 33901 | Fort Myers | 24,481 | $1,463 | $256,001 |
| 9.6 | 33957 | Sanibel | 6,418 | — | $799,147 |
| 10.4 | 33903 | North Fort Myers | 23,655 | $1,556 | $224,059 |
| 10.8 | 33922 | Bokeelia | 4,226 | — | $356,616 |
| 10.9 | 33909 | Cape Coral | 40,231 | $1,814 | $292,143 |
| 11.2 | 33924 | Captiva | 109 | — | $1,057,842 |
| 11.3 | 33931 | Fort Myers Beach | 8,350 | $2,700 | $483,479 |
| 11.6 | 33966 | Fort Myers | 12,513 | $1,750 | $333,344 |
| 12.0 | 33916 | Fort Myers | 27,943 | $1,556 | $210,123 |
| 12.3 | 33912 | Fort Myers | 19,533 | $1,917 | $375,507 |
| 14.5 | 33967 | Fort Myers | 28,341 | $2,063 | $350,847 |
| 16.5 | 33917 | North Fort Myers | 33,380 | $1,802 | $289,347 |
| 17.3 | 33905 | Fort Myers | 41,381 | $1,744 | $279,385 |
| 17.9 | 33955 | Punta Gorda | 12,399 | $2,086 | $326,066 |
| 18.0 | 33973 | Lehigh Acres | 14,392 | $1,623 | $279,997 |
| 18.1 | 34134 | Bonita Springs | 16,475 | $4,126 | $629,422 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.