Zip lookup · FL

33991
Cape Coral, Florida.

Cape Coral, Lee County, FL · Cape Coral-Fort Myers, FL metro · population 27,725

What it costs per month · 33991 $1,877/mo

to buy the typical home at today's mortgage rate — +$941 (+101%) since Jan 2020.

What the home itself did
1 year
Down $6,993 -2%
$364,627$357,634 since Sep 2025
5 years
Up $4,278 +1%
$353,355$357,634 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 33991 $1,877 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 33991$1,877
  • United States$1,922

Typical home values in zip 33991 fell 1.9% over the past year — slower than the nation's +1.2%.

Asking rents in zip 33991 rose 2.8% over the past year — in step with the nation.

Owning the typical home in zip 33991 runs $631/mo more than renting one. The gap peaked at $1,102 in Oct 2023.

That is $2,495 a month against $1,864 rent: a $1,877 mortgage payment, plus $235 property tax and $383 insurance & upkeep.

Owning vs renting — zip 33991

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $2,000 $3,000 2018 2020 2022 2024 2026 Owning all in $2,495 Renting $1,864 Mortgage only $1,877
$1,000 $2,000 $3,000 2018 2022 2026
  • Owning all in$2,495
  • Renting$1,864
  • Mortgage only$1,877

Property tax · $235/mo 0.79% of value a year — the ACS 2020-2024 median bill over the median home value for Lee County, FL

Insurance & upkeep · $383/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Cape Coral, FL — measured over the city limits, which is a different area from this zip.

Asking rent $1,864 as of Sep 2026
+2.8%year on year
Typical home value $357,634 as of Sep 2026
-1.9%year on year

Asking rent — 33991

Against the Cape Coral-Fort Myers, FL metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 2018 2020 2022 2024 2026 33991 $1,864 Cape Coral $1,827 United States $1,932
$1,250 $1,500 $1,750 $2,000 2018 2022 2026
  • 33991$1,864
  • Cape Coral$1,827
  • United States$1,932

Typical home value — 33991

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 $450,000 2018 2020 2022 2024 2026 33991 $357,634 Cape Coral $334,479 United States $366,157
$250,000 $300,000 $350,000 $400,000 $450,000 2018 2022 2026
  • 33991$357,634
  • Cape Coral$334,479
  • United States$366,157

Within 20 miles

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
3.6 33993 Cape Coral 35,580 $2,054 $325,023
4.0 33990 Cape Coral 34,713 $1,860 $320,960
4.2 33914 Cape Coral 45,540 $1,969 $420,552
5.5 33904 Cape Coral 33,599 $1,976 $336,011
6.8 33909 Cape Coral 40,231 $1,814 $292,143
7.3 33903 North Fort Myers 23,655 $1,556 $224,059
7.9 33956 Saint James City 3,405 — $426,662
7.9 33901 Fort Myers 24,481 $1,463 $256,001
8.4 33919 Fort Myers 30,412 $1,713 $243,376
9.5 33922 Bokeelia 4,226 — $356,616
9.7 33907 Fort Myers 25,033 $1,406 $198,448
10.5 33916 Fort Myers 27,943 $1,556 $210,123
11.5 33908 Fort Myers 37,423 $1,790 $319,110
11.5 33966 Fort Myers 12,513 $1,750 $333,344
13.0 33924 Captiva 109 — $1,057,842
13.2 33917 North Fort Myers 33,380 $1,802 $289,347
13.3 33912 Fort Myers 19,533 $1,917 $375,507
13.5 33957 Sanibel 6,418 — $799,147
13.7 33955 Punta Gorda 12,399 $2,086 $326,066
14.6 33931 Fort Myers Beach 8,350 $2,700 $483,479
15.6 33905 Fort Myers 41,381 $1,744 $279,385
16.4 33967 Fort Myers 28,341 $2,063 $350,847
17.4 33973 Lehigh Acres 14,392 $1,623 $279,997
18.2 33921 Boca Grande 391 — $2,250,782
19.2 33971 Lehigh Acres 30,790 $1,984 $283,484
19.5 33950 Punta Gorda 24,955 $1,996 $369,159

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.