Zip lookup · FL

33950
Punta Gorda, Florida.

Punta Gorda, Charlotte County, FL · Punta Gorda, FL metro · population 24,955

What it costs per month · 33950 $1,938/mo

to buy the typical home at today's mortgage rate — +$807 (+71%) since Jan 2020.

What the home itself did
1 year
Down $15,055 -4%
$384,214$369,159 since Sep 2025
5 years
Down $31,961 -8%
$401,120$369,159 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 33950 $1,938 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 33950$1,938
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 33950 fell 3.9% over the past year — slower than the nation's +1.2%.

Asking rents in zip 33950 rose 3.4% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 33950 runs $597/mo more than renting one. The gap peaked at $1,647 in Oct 2022.

That is $2,593 a month against $1,996 rent: a $1,938 mortgage payment, plus $260 property tax and $395 insurance & upkeep.

Owning vs renting — zip 33950

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $2,500 $3,000 $3,500 2022 2023 2024 2025 2026 Owning all in $2,593 Renting $1,996 Mortgage only $1,938
$2,000 $2,500 $3,000 $3,500 2022 2024 2026
  • Owning all in$2,593
  • Renting$1,996
  • Mortgage only$1,938

Property tax · $260/mo 0.85% of value a year — the ACS 2020-2024 median bill over the median home value for Charlotte County, FL

Insurance & upkeep · $395/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Punta Gorda, FL — measured over the city limits, which is a different area from this zip.

Asking rent $1,996 as of Sep 2026
+3.4%year on year
Typical home value $369,159 as of Sep 2026
-3.9%year on year

Asking rent — 33950

Against the Punta Gorda, FL metro and the national benchmark.

$1,700 $1,800 $1,900 $2,000 $2,100 2022 2023 2024 2025 2026 33950 $1,996 Punta Gorda $1,851 United States $1,932
$1,700 $1,800 $1,900 $2,000 $2,100 2022 2024 2026
  • 33950$1,996
  • Punta Gorda$1,851
  • United States$1,932

Typical home value — 33950

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 33950 $369,159 Punta Gorda $298,912 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 33950$369,159
  • Punta Gorda$298,912
  • United States$366,157

Within 20 miles

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
4.8 33980 Punta Gorda 13,120 $1,733 $252,042
6.5 33952 Port Charlotte 35,231 $1,664 $216,696
6.8 33983 Punta Gorda 18,471 $1,836 $303,860
7.4 33955 Punta Gorda 12,399 $2,086 $326,066
8.5 33948 Port Charlotte 18,696 $1,885 $262,821
9.3 33954 Port Charlotte 11,193 $1,702 $301,052
10.8 34288 North Port 18,231 $1,905 $321,459
10.8 33981 Port Charlotte 15,622 $1,888 $344,727
12.2 33953 Port Charlotte 8,318 $1,694 $313,559
13.1 34269 Arcadia 5,013 — $274,151
13.4 34289 North Port 4,441 — $328,498
13.9 34286 North Port 22,534 $2,038 $311,077
14.0 33909 Cape Coral 40,231 $1,814 $292,143
14.4 33947 Rotonda West 10,447 $2,167 $345,878
14.7 33946 Placida 3,090 — $518,648
16.0 33921 Boca Grande 391 — $2,250,782
16.1 33917 North Fort Myers 33,380 $1,802 $289,347
16.2 34287 North Port 25,929 $1,787 $250,946
16.4 34224 Englewood 15,536 $1,607 $278,267
16.6 33993 Cape Coral 35,580 $2,054 $325,023
17.4 33982 Punta Gorda 13,006 $2,275 $359,200
17.8 34291 North Port 8,630 $2,091 $317,867
17.9 33903 North Fort Myers 23,655 $1,556 $224,059
18.6 33922 Bokeelia 4,226 — $356,616
18.6 34223 Englewood 19,884 $1,924 $373,353
19.5 33991 Cape Coral 27,725 $1,864 $357,634

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.