38260
Troy, Tennessee.
Troy, Obion County, TN · Union City, TN metro · population 3,720
to buy the typical home at today's mortgage rate — +$523 (+128%) since Jan 2020.
- 1 year
- Up $11,142 +7%
- $166,286$177,428 since Sep 2025
- 5 years
- Up $44,857 +34%
- $132,571$177,428 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 38260$931
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in zip 38260 rose 6.7% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Troy, TN — measured over the city limits, which is a different area from this zip.
Typical home value — 38260
Mid-tier homes, smoothed and seasonally adjusted.
- 38260$177,428
- Union City$166,886
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 6.4 | 38232 | Hornbeak | 2,238 | — | $164,786 |
| 6.8 | 38261 | Union City | 16,385 | — | $173,004 |
| 9.8 | 38253 | Rives | 917 | — | $197,499 |
| 10.2 | 38240 | Obion | 1,620 | — | $159,475 |
| 11.7 | 38259 | Trimble | 672 | — | $106,976 |
| 12.2 | 42050 | Hickman | 3,015 | — | $76,996 |
| 14.7 | 38233 | Kenton | 2,674 | — | $148,496 |
| 14.7 | 38079 | Tiptonville | 4,262 | — | $113,755 |
| 17.9 | 38059 | Newbern | 8,281 | — | $199,105 |
| 19.3 | 38257 | South Fulton | 4,437 | — | $155,787 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.