Zip lookup · OH

43078
Urbana, Ohio.

Urbana, Champaign County, OH · Urbana, OH metro · population 19,695

What it costs per month · 43078 $1,277/mo

to buy the typical home at today's mortgage rate — +$723 (+131%) since Jan 2020.

What the home itself did
1 year
Up $13,913 +6%
$229,432$243,345 since Sep 2025
5 years
Up $59,587 +32%
$183,759$243,345 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 43078 $1,277 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 43078$1,277
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 43078 rose 6.1% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Champaign County, OH 99% · Clark County, OH 1%

School districts in 43078, by share of its land: Graham Local 35% · Urbana City 30% · West Liberty-Salem Local 20% · Mechanicsburg Exempted Village 8% · Triad Local 4% · Northwestern Local 2% · Northeastern Local 2%. Which one a home is in is printed on its tax bill.

Zillow also publishes an index for the city itself: Urbana, OH — measured over the city limits, which is a different area from this zip.

Typical home value $243,345 as of Sep 2026
+6.1%year on year

Typical home value — 43078

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 43078 $243,345 Urbana $255,639 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 43078$243,345
  • Urbana$255,639
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.6 45372 Tremont City 265 — $117,850
8.1 43009 Cable 2,229 — $345,159
9.5 43072 Saint Paris 5,253 — $250,373
9.8 43357 West Liberty 4,899 — $306,660
10.5 45503 Springfield 32,638 $1,386 $193,848
11.3 43010 Catawba 305 — $184,935
11.9 43044 Mechanicsburg 4,964 — $283,658
12.2 45349 North Hampton 234 — $172,401
12.3 45504 Springfield 16,363 — $211,909
12.7 43084 Woodstock 991 — $263,423
13.0 45502 Springfield 17,692 — $311,601
13.0 43060 North Lewisburg 2,359 — $265,923
13.6 45317 Conover 1,187 — $227,746
13.8 45389 Christiansburg 708 — $158,089
14.2 45505 Springfield 19,826 $1,097 $129,690
14.3 45369 South Vienna 4,120 — $309,419
15.3 45506 Springfield 13,435 $1,292 $114,561
15.4 43318 De Graff 4,352 — $247,151
16.4 45344 New Carlisle 16,979 — $216,260
16.5 45312 Casstown 1,086 — $359,437
16.8 45326 Fletcher 1,446 — $252,501
16.9 43319 East Liberty 851 — $295,426
17.0 43360 Zanesfield 1,538 — $367,091
17.0 43029 Irwin 544 — $354,420
17.1 43343 Quincy 1,366 — $226,548
17.4 43311 Bellefontaine 20,391 $1,108 $246,401
17.6 43045 Milford Center 1,739 — $311,500
19.7 45368 South Charleston 3,889 — $269,873
19.8 45323 Enon 4,961 — $240,612

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.