45327
Germantown, Ohio.
Germantown, Montgomery County, OH · Dayton-Kettering, OH metro · population 9,315
to buy the typical home at today's mortgage rate — +$799 (+131%) since Jan 2020.
- 1 year
- Up $10,390 +4%
- $258,369$268,759 since Sep 2025
- 5 years
- Up $70,604 +36%
- $198,155$268,759 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 45327$1,411
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in zip 45327 rose 4.0% over the past year — faster than the nation's +1.2%.
This zip spans 3 counties: Montgomery County, OH 94% · Preble County, OH 4% · Butler County, OH 2%
School districts in 45327, by share of its land: Valley View Local 72% · Preble Shawnee Local 9% · Miamisburg City 7% · Carlisle Local 4% · Jefferson Township Local 3% · New Lebanon Local 3% · Madison Local 2%. Which one a home is in is printed on its tax bill.
Zillow also publishes an index for the city itself: Germantown, OH — measured over the city limits, which is a different area from this zip.
Typical home value — 45327
Mid-tier homes, smoothed and seasonally adjusted.
- 45327$268,759
- United States$366,157
Within 20 miles
Showing 30 of 50 zips in range — sorting picks from all 50.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 4.4 | 45325 | Farmersville | 2,470 | — | $298,144 |
| 6.2 | 45042 | Middletown | 27,652 | $1,012 | $248,309 |
| 6.5 | 45342 | Miamisburg | 36,152 | $1,264 | $262,371 |
| 7.0 | 45330 | Gratis | 710 | — | $156,391 |
| 7.3 | 45345 | New Lebanon | 6,110 | — | $193,508 |
| 8.5 | 45005 | Franklin | 32,251 | $1,284 | $275,540 |
| 8.7 | 45449 | Dayton | 19,066 | $1,540 | $191,524 |
| 9.0 | 45070 | West Elkton | 142 | — | $124,509 |
| 9.3 | 45417 | Dayton | 28,186 | $1,069 | $75,042 |
| 9.6 | 45381 | West Alexandria | 5,626 | — | $241,447 |
| 10.1 | 45439 | Dayton | 11,914 | $1,451 | $170,584 |
| 10.8 | 45067 | Trenton | 15,471 | $2,028 | $274,118 |
| 11.0 | 45066 | Springboro | 27,545 | $1,880 | $431,372 |
| 11.5 | 45064 | Somerville | 3,373 | — | $291,503 |
| 12.4 | 45459 | Dayton | 28,553 | $1,569 | $334,239 |
| 12.4 | 45426 | Dayton | 14,114 | $1,348 | $170,119 |
| 12.7 | 45044 | Middletown | 56,217 | $1,452 | $262,955 |
| 12.7 | 45409 | Dayton | 15,293 | $1,213 | $249,124 |
| 13.0 | 45458 | Dayton | 38,712 | $1,612 | $423,720 |
| 13.0 | 45429 | Dayton | 26,347 | $1,519 | $273,572 |
| 13.1 | 45050 | Monroe | 12,248 | — | $352,143 |
| 13.1 | 45062 | Seven Mile | 511 | — | $218,781 |
| 13.4 | 45406 | Dayton | 19,991 | $1,072 | $92,680 |
| 13.4 | 45402 | Dayton | 9,407 | $1,418 | $75,331 |
| 13.5 | 45419 | Dayton | 17,008 | $1,063 | $277,488 |
| 14.1 | 45311 | Camden | 5,701 | — | $210,806 |
| 14.2 | 45416 | Dayton | 5,640 | $1,408 | $95,475 |
| 14.7 | 45405 | Dayton | 18,955 | $1,032 | $89,985 |
| 14.7 | 45309 | Brookville | 11,876 | — | $273,748 |
| 15.0 | 45410 | Dayton | 14,694 | $1,255 | $129,441 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.