Zip lookup · OH

45697
Winchester, Ohio.

Winchester, Adams County, OH · Cincinnati, OH-KY-IN metro · population 5,222

What it costs per month · 45697 $1,274/mo

to buy the typical home at today's mortgage rate — +$734 (+136%) since Jan 2020.

What the home itself did
1 year
Up $10,824 +5%
$231,900$242,724 since Sep 2025
5 years
Up $53,683 +28%
$189,041$242,724 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 45697 $1,274 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 45697$1,274
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 45697 rose 4.7% over the past year — faster than the nation's +1.2%.

This zip spans 3 counties: Adams County, OH 51% · Brown County, OH 34% · Highland County, OH 14%

School districts in 45697, by share of its land: Adams County Ohio Valley Local 45% · Eastern Local 35% · Bright Local 7% · Hillsboro City 6% · Manchester Local 6% · Lynchburg-Clay Local 1% · Georgetown Exempted Village 1%. Which one a home is in is printed on its tax bill.

Zillow also publishes an index for the city itself: Winchester, OH — measured over the city limits, which is a different area from this zip.

Typical home value $242,724 as of Sep 2026
+4.7%year on year

Typical home value — 45697

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 45697 $242,724 Cincinnati $305,940 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 45697$242,724
  • Cincinnati$305,940
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.0 45679 Seaman 2,841 — $198,957
7.9 45168 Russellville 1,667 — $235,428
8.9 45171 Sardinia 5,752 — $292,829
11.2 45693 West Union 8,714 — $192,018
13.4 45167 Ripley 3,285 — $184,532
13.9 45121 Georgetown 9,030 — $238,584
16.1 45133 Hillsboro 23,443 $1,075 $209,049
16.1 45144 Manchester 4,119 — $142,222
16.2 45154 Mount Orab 8,969 — $270,111
16.9 45660 Peebles 7,936 — $184,437
17.3 45101 Aberdeen 2,035 — $196,368
18.0 45130 Hamersville 4,206 — $247,255
18.6 45650 Lynx 423 — $142,524

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.