Zip lookup · IN

46403
Gary, Indiana.

Gary, Lake County, IN · Chicago-Naperville-Elgin, IL-IN-WI metro · population 10,929

What it costs per month · 46403 $787/mo

to buy the typical home at today's mortgage rate — +$429 (+120%) since Jan 2020.

What the home itself did
1 year
Down $831 -1%
$150,678$149,847 since Sep 2025
5 years
Up $24,555 +20%
$125,292$149,847 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 46403 $787 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 46403$787
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 19 years.

Typical home values in zip 46403 fell 0.6% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Lake County, IN 90% · Porter County, IN 10%

Zillow also publishes an index for the city itself: Gary, IN — measured over the city limits, which is a different area from this zip.

Asking rent $1,512 as of Sep 2026
Typical home value $149,847 as of Sep 2026
-0.6%year on year

Asking rent — 46403

Against the Chicago-Naperville-Elgin, IL-IN-WI metro and the national benchmark.

$1,600 $1,800 $2,000 $2,200 2026 46403 $1,512 Chicago $2,163 United States $1,932
$1,600 $1,800 $2,000 $2,200 2026
  • 46403$1,512
  • Chicago$2,163
  • United States$1,932

Typical home value — 46403

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 46403 $149,847 Chicago $355,650 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 46403$149,847
  • Chicago$355,650
  • United States$366,157

Within 20 miles

Showing 30 of 42 zips in range — sorting picks from all 42.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
2.2 46405 Lake Station 12,184 $1,592 $158,540
3.9 46402 Gary 5,836 $1,450 $61,313
4.2 46407 Gary 8,577 $1,272 $57,429
4.3 46368 Portage 40,301 $1,449 $270,616
5.3 46409 Gary 7,184 $1,349 $74,450
6.2 46342 Hobart 32,224 $1,352 $239,127
6.2 46404 Gary 15,428 $1,410 $97,599
7.2 46408 Gary 15,747 $1,300 $107,649
7.8 46406 Gary 9,001 — $77,283
7.9 46393 Wheeler 216 — $215,743
9.5 46410 Merrillville 39,243 $1,562 $242,181
10.2 46323 Hammond 23,047 $1,579 $187,833
10.2 46319 Griffith 17,847 $1,378 $250,776
10.5 46312 East Chicago 26,022 $1,040 $129,570
10.8 46304 Chesterton 28,307 $1,691 $332,475
11.1 46322 Highland 23,680 $1,588 $268,034
12.0 46385 Valparaiso 40,856 $1,636 $373,509
12.4 46320 Hammond 14,353 $1,307 $144,747
12.7 46324 Hammond 21,409 $1,668 $184,086
12.8 46375 Schererville 24,188 $1,760 $358,029
13.1 46327 Hammond 10,597 $1,471 $156,164
13.4 46321 Munster 23,733 $2,124 $353,701
13.6 46394 Whiting 11,894 $1,293 $205,737
14.6 46307 Crown Point 71,673 $1,729 $360,152
15.2 60409 Calumet City 35,100 $1,536 $155,307
15.4 60438 Lansing 28,806 $1,637 $200,227
15.6 46373 Saint John 18,843 — $458,425
15.7 46301 Beverly Shores 650 — $690,982
16.1 60633 Chicago 12,474 $1,688 $194,020
16.1 46311 Dyer 23,321 — $366,131

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.