46409
Gary, Indiana.
Gary, Lake County, IN · Chicago-Naperville-Elgin, IL-IN-WI metro · population 7,184
to buy the typical home at today's mortgage rate — +$224 (+134%) since Jan 2020.
- 1 year
- Down $5,654 -7%
- $80,105$74,450 since Sep 2025
- 5 years
- Up $16,702 +29%
- $57,748$74,450 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 46409$391
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in zip 46409 fell 7.1% over the past year — slower than the nation's +1.2%.
Zillow also publishes an index for the city itself: Gary, IN — measured over the city limits, which is a different area from this zip.
Asking rent — 46409
Against the Chicago-Naperville-Elgin, IL-IN-WI metro and the national benchmark.
- 46409$1,349
- Chicago$2,163
- United States$1,932
Typical home value — 46409
Mid-tier homes, smoothed and seasonally adjusted.
- 46409$74,450
- Chicago$355,650
- United States$366,157
Within 20 miles
Showing 30 of 53 zips in range — sorting picks from all 53.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 2.1 | 46407 | Gary | 8,577 | $1,272 | $57,429 |
| 2.4 | 46408 | Gary | 15,747 | $1,300 | $107,649 |
| 3.6 | 46404 | Gary | 15,428 | $1,410 | $97,599 |
| 3.6 | 46405 | Lake Station | 12,184 | $1,592 | $158,540 |
| 4.3 | 46402 | Gary | 5,836 | $1,450 | $61,313 |
| 4.6 | 46342 | Hobart | 32,224 | $1,352 | $239,127 |
| 4.7 | 46410 | Merrillville | 39,243 | $1,562 | $242,181 |
| 5.3 | 46403 | Gary | 10,929 | $1,512 | $149,847 |
| 5.3 | 46319 | Griffith | 17,847 | $1,378 | $250,776 |
| 5.7 | 46406 | Gary | 9,001 | — | $77,283 |
| 7.0 | 46322 | Highland | 23,680 | $1,588 | $268,034 |
| 7.3 | 46323 | Hammond | 23,047 | $1,579 | $187,833 |
| 7.7 | 46375 | Schererville | 24,188 | $1,760 | $358,029 |
| 7.9 | 46368 | Portage | 40,301 | $1,449 | $270,616 |
| 8.4 | 46393 | Wheeler | 216 | — | $215,743 |
| 9.3 | 46321 | Munster | 23,733 | $2,124 | $353,701 |
| 9.5 | 46324 | Hammond | 21,409 | $1,668 | $184,086 |
| 9.6 | 46312 | East Chicago | 26,022 | $1,040 | $129,570 |
| 9.9 | 46320 | Hammond | 14,353 | $1,307 | $144,747 |
| 10.1 | 46307 | Crown Point | 71,673 | $1,729 | $360,152 |
| 10.3 | 46373 | Saint John | 18,843 | — | $458,425 |
| 11.0 | 46311 | Dyer | 23,321 | — | $366,131 |
| 11.4 | 46327 | Hammond | 10,597 | $1,471 | $156,164 |
| 11.8 | 60438 | Lansing | 28,806 | $1,637 | $200,227 |
| 11.9 | 46385 | Valparaiso | 40,856 | $1,636 | $373,509 |
| 12.6 | 60409 | Calumet City | 35,100 | $1,536 | $155,307 |
| 12.8 | 46394 | Whiting | 11,894 | $1,293 | $205,737 |
| 14.0 | 60411 | Chicago Heights | 52,175 | $1,694 | $179,771 |
| 14.5 | 46303 | Cedar Lake | 17,680 | $1,848 | $336,135 |
| 14.6 | 60633 | Chicago | 12,474 | $1,688 | $194,020 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.