Zip lookup · MI

48601
Saginaw, Michigan.

Saginaw, Saginaw County, MI · Saginaw, MI metro · population 31,601

What it costs per month · 48601 $316/mo

to buy the typical home at today's mortgage rate — +$172 (+119%) since Jan 2020.

What the home itself did
1 year
Up $948 +2%
$59,325$60,273 since Sep 2025
5 years
Up $11,651 +24%
$48,622$60,273 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 48601 $316 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 48601$316
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 48601 rose 1.6% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Saginaw, MI — measured over the city limits, which is a different area from this zip.

Asking rent $927 as of Sep 2026
Typical home value $60,273 as of Sep 2026
+1.6%year on year

Asking rent — 48601

Against the Saginaw, MI metro and the national benchmark.

Not enough data to draw this yet.

Typical home value — 48601

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 48601 $60,273 Saginaw $175,095 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 48601$60,273
  • Saginaw$175,095
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.9 48607 Saginaw 1,614 $1,022 $38,655
4.2 48602 Saginaw 27,127 $1,073 $84,229
4.7 48722 Bridgeport 3,127 — $178,619
6.3 48638 Saginaw 12,875 — $202,733
7.4 48604 Saginaw 11,011 $1,670 $142,849
8.1 48603 Saginaw 27,757 $1,132 $231,896
8.3 48734 Frankenmuth 7,746 — $321,686
9.7 48609 Saginaw 11,966 — $218,380
10.0 48417 Burt 2,222 — $208,750
10.1 48415 Birch Run 8,918 — $238,983
10.7 48747 Munger 1,549 — $221,379
11.0 48708 Bay City 25,635 $859 $137,802
11.8 48757 Reese 3,708 — $221,740
14.0 48706 Bay City 38,974 $938 $192,332
14.6 48457 Montrose 8,770 — $209,988
14.6 48623 Freeland 15,129 — $301,166
15.2 48655 Saint Charles 5,760 — $204,887
15.3 48732 Essexville 11,340 $973 $207,418
16.1 48768 Vassar 9,109 — $197,770
16.7 48626 Hemlock 5,766 — $252,099
17.8 48733 Fairgrove 1,648 — $161,125
17.9 48420 Clio 21,195 — $220,912
18.1 48616 Chesaning 7,577 — $216,790
18.8 48611 Auburn 6,093 — $236,559
19.4 48460 New Lothrop 2,701 — $247,395

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.