Zip lookup · MI

48655
Saint Charles, Michigan.

Saint Charles, Saginaw County, MI · Saginaw, MI metro · population 5,760

What it costs per month · 48655 $1,075/mo

to buy the typical home at today's mortgage rate — +$626 (+139%) since Jan 2020.

What the home itself did
1 year
Up $9,019 +5%
$195,868$204,887 since Sep 2025
5 years
Up $54,188 +36%
$150,699$204,887 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 48655 $1,075 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 48655$1,075
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 48655 rose 4.6% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Saint Charles, MI — measured over the city limits, which is a different area from this zip.

Typical home value $204,887 as of Sep 2026
+4.6%year on year

Typical home value — 48655

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 48655 $204,887 Saginaw $175,095 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 48655$204,887
  • Saginaw$175,095
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.2 48616 Chesaning 7,577 — $216,790
7.5 48609 Saginaw 11,966 — $218,380
7.8 48614 Brant 943 — $216,121
9.6 48626 Hemlock 5,766 — $252,099
9.8 48649 Oakley 1,699 — $193,520
11.1 48638 Saginaw 12,875 — $202,733
11.3 48417 Burt 2,222 — $208,750
12.4 48637 Merrill 3,024 — $204,383
12.7 48602 Saginaw 27,127 $1,073 $84,229
13.0 48841 Henderson 729 — $186,064
13.4 48603 Saginaw 27,757 $1,132 $231,896
14.3 48460 New Lothrop 2,701 — $247,395
14.8 48662 Wheeler 1,185 — $186,885
14.8 48607 Saginaw 1,614 $1,022 $38,655
15.0 48457 Montrose 8,770 — $209,988
15.2 48601 Saginaw 31,601 $927 $60,273
15.8 48623 Freeland 15,129 — $301,166
15.8 48807 Bannister 658 — $183,319
16.4 48722 Bridgeport 3,127 — $178,619
17.0 48831 Elsie 3,088 — $203,087
17.4 48604 Saginaw 11,011 $1,670 $142,849
18.0 48415 Birch Run 8,918 — $238,983
18.4 48615 Breckenridge 3,061 — $178,892
18.6 48806 Ashley 1,752 — $192,976
19.8 48867 Owosso 27,500 — $188,836
19.9 48817 Corunna 5,416 — $203,504

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.