Zip lookup · MI

49022
Benton Harbor, Michigan.

Benton Harbor, Berrien County, MI · Niles, MI metro · population 29,460

What it costs per month · 49022 $838/mo

to buy the typical home at today's mortgage rate — +$453 (+118%) since Jan 2020.

What the home itself did
1 year
Up $9,592 +6%
$150,122$159,714 since Sep 2025
5 years
Up $22,863 +17%
$136,851$159,714 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 49022 $838 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 49022$838
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 22 years.

Typical home values in zip 49022 rose 6.4% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Berrien County, MI 97% · Van Buren County, MI 3%

Zillow also publishes an index for the city itself: Benton Harbor, MI — measured over the city limits, which is a different area from this zip.

Asking rent $1,050 as of Sep 2026
Typical home value $159,714 as of Sep 2026
+6.4%year on year

Asking rent — 49022

Against the Niles, MI metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2026 49022 $1,050 Niles $1,403 United States $1,932
$1,000 $1,250 $1,500 $1,750 2026
  • 49022$1,050
  • Niles$1,403
  • United States$1,932

Typical home value — 49022

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 49022 $159,714 Niles $281,191 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 49022$159,714
  • Niles$281,191
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.1 49126 Sodus 1,623 — $241,218
6.5 49085 Saint Joseph 23,827 $1,628 $339,202
6.7 49038 Coloma 8,616 — $254,490
7.4 49098 Watervliet 6,215 — $239,924
7.4 49111 Eau Claire 3,159 — $260,903
10.8 49127 Stevensville 11,155 $1,381 $337,732
11.4 49057 Hartford 6,434 — $179,846
11.7 49103 Berrien Springs 11,590 $1,495 $302,527
12.5 49102 Berrien Center 1,472 — $291,622
13.0 49043 Covert 2,102 — $229,838
13.2 49101 Baroda 2,947 — $335,984
14.7 49047 Dowagiac 14,858 $1,290 $223,986
15.6 49106 Bridgman 4,741 — $347,414
17.8 49064 Lawrence 3,635 — $246,861
18.6 49107 Buchanan 10,323 — $243,073
18.7 49013 Bangor 5,346 — $208,177
18.7 49045 Decatur 5,321 — $212,833
19.1 49125 Sawyer 1,990 — $463,622

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.