Zip lookup · MI

49045
Decatur, Michigan.

Decatur, Van Buren County, MI · South Bend-Mishawaka, IN-MI metro · population 5,321

What it costs per month · 49045 $1,117/mo

to buy the typical home at today's mortgage rate — +$514 (+85%) since Jan 2020.

What the home itself did
1 year
Up $4,157 +2%
$208,675$212,833 since Sep 2025
5 years
Up $15,714 +8%
$197,119$212,833 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 49045 $1,117 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 49045$1,117
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 45 years.

Typical home values in zip 49045 rose 2.0% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Van Buren County, MI 80% · Cass County, MI 20%

Zillow also publishes an index for the city itself: Decatur, MI — measured over the city limits, which is a different area from this zip.

Typical home value $212,833 as of Sep 2026
+2.0%year on year

Typical home value — 49045

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 49045 $212,833 South Bend $237,622 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 49045$212,833
  • South Bend$237,622
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
8.4 49064 Lawrence 3,635 — $246,861
8.6 49065 Lawton 7,092 — $284,982
9.2 49047 Dowagiac 14,858 $1,290 $223,986
10.2 49057 Hartford 6,434 — $179,846
10.5 49079 Paw Paw 13,414 — $276,644
11.8 49067 Marcellus 3,974 — $249,163
13.1 49098 Watervliet 6,215 — $239,924
14.2 49031 Cassopolis 7,869 — $275,941
14.2 49071 Mattawan 12,198 — $360,488
14.7 49095 Vandalia 2,432 — $349,770
14.9 49013 Bangor 5,346 — $208,177
15.5 49111 Eau Claire 3,159 — $260,903
16.3 49087 Schoolcraft 6,305 — $351,545
16.9 49102 Berrien Center 1,472 — $291,622
17.9 49061 Jones 1,799 — $248,890
18.0 49038 Coloma 8,616 — $254,490
18.5 49043 Covert 2,102 — $229,838
18.7 49022 Benton Harbor 29,460 $1,050 $159,714
19.0 49026 Bloomingdale 1,754 — $239,506
19.6 49126 Sodus 1,623 — $241,218
19.9 49055 Gobles 5,941 — $258,128

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.