49128
Three Oaks, Michigan.
Three Oaks, Berrien County, MI · Niles, MI metro · population 3,450
to buy the typical home at today's mortgage rate — +$1,178 (+162%) since Jan 2020.
- 1 year
- Up $37,347 +11%
- $325,295$362,642 since Sep 2025
- 5 years
- Up $88,153 +32%
- $274,488$362,642 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 49128$1,903
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in zip 49128 rose 11.5% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Three Oaks, MI — measured over the city limits, which is a different area from this zip.
Typical home value — 49128
Mid-tier homes, smoothed and seasonally adjusted.
- 49128$362,642
- Niles$281,191
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 3.8 | 49116 | Lakeside | 86 | — | $981,658 |
| 4.3 | 49115 | Harbert | 147 | — | $878,642 |
| 4.3 | 49129 | Union Pier | 669 | — | $802,702 |
| 5.0 | 49125 | Sawyer | 1,990 | — | $463,622 |
| 5.5 | 49113 | Galien | 1,742 | — | $246,094 |
| 6.8 | 49117 | New Buffalo | 3,358 | — | $671,804 |
| 8.6 | 49106 | Bridgman | 4,741 | — | $347,414 |
| 9.7 | 46371 | Rolling Prairie | 3,396 | — | $320,714 |
| 9.8 | 46552 | New Carlisle | 7,047 | — | $278,526 |
| 10.0 | 49107 | Buchanan | 10,323 | — | $243,073 |
| 10.8 | 49101 | Baroda | 2,947 | — | $335,984 |
| 13.7 | 49127 | Stevensville | 11,155 | $1,381 | $337,732 |
| 14.8 | 49103 | Berrien Springs | 11,590 | $1,495 | $302,527 |
| 14.9 | 46365 | Mill Creek | 992 | — | $320,217 |
| 15.4 | 46628 | South Bend | 27,685 | $1,264 | $177,822 |
| 15.7 | 46350 | La Porte | 44,763 | $1,271 | $275,284 |
| 16.1 | 46360 | Michigan City | 43,817 | $1,167 | $233,234 |
| 16.9 | 46619 | South Bend | 21,729 | $1,287 | $139,314 |
| 17.7 | 49085 | Saint Joseph | 23,827 | $1,628 | $339,202 |
| 18.8 | 49126 | Sodus | 1,623 | — | $241,218 |
| 19.2 | 49120 | Niles | 36,495 | $1,396 | $213,434 |
| 19.3 | 46616 | South Bend | 5,979 | $1,208 | $151,750 |
| 19.5 | 46637 | South Bend | 16,200 | $1,205 | $255,304 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.