Zip lookup · IN

46365
Mill Creek, Indiana.

Mill Creek, La Porte County, IN · Michigan City-La Porte, IN metro · population 992

What it costs per month · 46365 $1,681/mo

to buy the typical home at today's mortgage rate — +$975 (+138%) since Jan 2020.

What the home itself did
1 year
Up $15,017 +5%
$305,200$320,217 since Sep 2025
5 years
Up $75,096 +31%
$245,121$320,217 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 46365 $1,681 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 46365$1,681
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 46365 rose 4.9% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Mill Creek, IN — measured over the city limits, which is a different area from this zip.

Typical home value $320,217 as of Sep 2026
+4.9%year on year

Typical home value — 46365

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 46365 $320,217 Michigan City $258,619 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 46365$320,217
  • Michigan City$258,619
  • United States$366,157

Within 20 miles

Showing 30 of 32 zips in range — sorting picks from all 32.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.8 46371 Rolling Prairie 3,396 — $320,714
7.0 46554 North Liberty 4,405 — $271,644
7.6 46552 New Carlisle 7,047 — $278,526
9.3 46350 La Porte 44,763 $1,271 $275,284
9.6 46574 Walkerton 7,426 — $234,112
10.4 46619 South Bend 21,729 $1,287 $139,314
11.8 46346 Kingsford Heights 1,358 — $166,587
13.3 46628 South Bend 27,685 $1,264 $177,822
13.5 46614 South Bend 29,602 $1,142 $242,693
13.7 46532 Hamlet 1,921 — $205,194
13.7 49113 Galien 1,742 — $246,094
14.5 46536 Lakeville 2,964 — $291,618
14.7 46613 South Bend 12,279 $1,157 $107,494
14.9 46382 Union Mills 1,835 — $305,481
14.9 49128 Three Oaks 3,450 — $362,642
15.4 49117 New Buffalo 3,358 — $671,804
15.5 46616 South Bend 5,979 $1,208 $151,750
15.6 46601 South Bend 4,800 $1,100 $151,023
15.9 46537 Lapaz 475 — $168,331
16.4 49129 Union Pier 669 — $802,702
16.7 46617 South Bend 10,032 $1,530 $332,899
17.3 46531 Grovertown 1,825 — $268,405
17.6 46360 Michigan City 43,817 $1,167 $233,234
17.7 46615 South Bend 14,190 $1,324 $182,054
17.7 46637 South Bend 16,200 $1,205 $255,304
17.9 49116 Lakeside 86 — $981,658
18.0 49107 Buchanan 10,323 — $243,073
18.8 46635 South Bend 6,410 — $266,949
19.2 49115 Harbert 147 — $878,642
19.4 46340 Hanna 1,524 — $281,140

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.