Zip lookup · MI

49440
Muskegon, Michigan.

Muskegon, Muskegon County, MI · Muskegon, MI metro · population 1,492

What it costs per month · 49440 $1,829/mo

to buy the typical home at today's mortgage rate — +$932 (+104%) since Jan 2020.

What the home itself did
1 year
Down $3,531 -1%
$352,061$348,530 since Sep 2025
5 years
Up $48,427 +16%
$300,103$348,530 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 49440 $1,829 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 49440$1,829
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 23 years.

Typical home values in zip 49440 fell 1.0% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Muskegon, MI — measured over the city limits, which is a different area from this zip.

Typical home value $348,530 as of Sep 2026
-1.0%year on year

Typical home value — 49440

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 49440 $348,530 Muskegon $255,238 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 49440$348,530
  • Muskegon$255,238
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.7 49441 Muskegon 36,779 $1,400 $258,047
4.2 49445 Muskegon 21,289 — $298,301
5.1 49444 Muskegon 26,372 $1,345 $191,589
6.1 49442 Muskegon 44,766 $1,132 $184,442
9.1 49415 Fruitport 6,330 — $338,535
9.5 49457 Twin Lake 11,086 — $281,529
10.5 49461 Whitehall 9,707 — $335,978
10.7 49456 Spring Lake 19,931 $1,983 $419,603
13.6 49448 Nunica 4,374 — $383,396
14.4 49451 Ravenna 6,298 — $302,723
15.9 49425 Holton 3,520 — $258,715
16.4 49417 Grand Haven 33,878 $1,690 $399,067
16.5 49437 Montague 6,895 — $277,144
19.0 49452 Rothbury 2,208 — $208,318
19.4 49404 Coopersville 9,117 — $354,480

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.